Metropolitan Bank Holding Corp. (MCB) — Financial statements
Income statement, balance sheet, and cash flow for Metropolitan Bank Holding Corp. — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 527↑7.1% | 492↑22.0% | 403↑40.4% | 287↑45.9% | 197 | |
| Cost of Revenue | 250↑12.7% | 222↑34.4% | 165↑295.4% | 42↑107.5% | 20 | |
| Gross Profit | 278↑2.5% | 271↑13.5% | 238↓2.9% | 246↑38.9% | 177 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 94↑5.3% | 90↑17.9% | 76↑22.8% | 62↑24.4% | 50 | |
| Selling & Marketing Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| SG&A Expenses | 94↑5.3% | 90↑17.9% | 76↑22.8% | 62↑24.4% | 50 | |
| Other Expenses | 82↓2.7% | 84↑51.2% | 56↓36.1% | 87↑131.2% | 38 | |
| Operating Expenses | 176↑1.4% | 174↑32.0% | 132↓11.6% | 149↑70.4% | 87 | |
| Total Costs & Expenses | 426↑7.7% | 395↑33.3% | 296↑55.6% | 190↑77.3% | 107 | |
| Operating Results | ||||||
| Operating Income | 102↑4.6% | 97↓9.2% | 107↑10.3% | 97↑8.2% | 90 | |
| Depreciation & Amortization | 0.00↑100.0% | -11↓259.8% | 7↓26.5% | 10↑91.8% | 5 | |
| EBITDA | 102↑18.5% | 86↓24.9% | 114↑7.0% | 107↑12.7% | 95 | |
| EBIT | 102↑4.6% | 97↓9.2% | 107↑10.3% | 97↑8.2% | 90 | |
| Interest & Other Income | ||||||
| Net Interest Income | 303↑19.8% | 253↑13.6% | 223↓2.8% | 229↑46.0% | 157 | |
| Interest Income | 515↑10.0% | 468↑24.8% | 375↑44.0% | 261↑50.5% | 173 | |
| Interest Expense | 212↓1.5% | 215↑41.1% | 153↑383.1% | 32↑94.0% | 16 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 102↑4.6% | 97↓9.2% | 107↑10.3% | 97↑8.2% | 90 | |
| Income Tax Expense | 30↑0.1% | 30↑2.5% | 30↓20.9% | 37↑29.2% | 29 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 71↑6.6% | 67↓13.7% | 77↑30.0% | 59↓1.9% | 61 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 71↑6.6% | 67↓13.7% | 77↑30.0% | 59↓1.9% | 61 | |
| Bottom-Line Net Income | 71↑6.6% | 67↓13.3% | 77↑29.7% | 59↓0.9% | 60 | |
| EPS (Basic) | 6.71↑12.6% | 5.96↓14.2% | 6.95↑28.2% | 5.42↓18.4% | 6.64 | |
| EPS (Diluted) | 6.62↑11.6% | 5.93↓14.2% | 6.91↑30.6% | 5.29↓18.0% | 6.45 | |
| Weighted Average Shares | 11↓5.2% | 11↑1.1% | 11↑1.2% | 11↑21.3% | 9 | |
| Weighted Average Diluted Shares | 11↓4.6% | 11↑1.1% | 11↓0.6% | 11↑20.8% | 9 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.