MetroCity Bankshares, Inc. (MCBS) — Financial statements
Income statement, balance sheet, and cash flow for MetroCity Bankshares, Inc. — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 237↑1.1% | 234↑12.0% | 209↑29.0% | 162↑16.6% | 139 | |
| Cost of Revenue | 90↓5.5% | 95↑4.3% | 91↑267.7% | 25↑116.0% | 12 | |
| Gross Profit | 147↑5.6% | 139↑17.9% | 118↓14.1% | 137↑7.6% | 128 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 42↑19.4% | 36↑12.9% | 32↓2.4% | 32↑2.4% | 32 | |
| Selling & Marketing Expenses | 0.00↓100.0% | 0.63↑3.3% | 0.61↑1.3% | 0.61↑12.0% | 0.54 | |
| SG&A Expenses | 42↑17.3% | 36↑12.7% | 32↓2.4% | 33↑2.6% | 32 | |
| Other Expenses | 12↓26.0% | 16↑12.0% | 14↑4.7% | 13↑2.3% | 13 | |
| Operating Expenses | 54↑4.3% | 52↑12.5% | 46↓0.3% | 46↑2.5% | 45 | |
| Total Costs & Expenses | 144↓2.1% | 147↑7.1% | 137↑93.3% | 71↑25.6% | 57 | |
| Operating Results | ||||||
| Operating Income | 93↑6.4% | 87↑21.3% | 72↓21.1% | 91↑10.4% | 83 | |
| Depreciation & Amortization | 0.00↓100.0% | 3↑10.2% | 3↓30.7% | 4↑37.9% | 3 | |
| EBITDA | 93↑2.9% | 90↑20.9% | 75↓21.5% | 95↑11.3% | 85 | |
| EBIT | 93↑6.4% | 87↑21.3% | 72↓21.1% | 91↑10.4% | 83 | |
| Interest & Other Income | ||||||
| Net Interest Income | 130↑10.4% | 118↑16.4% | 101↓15.2% | 120↑14.8% | 104 | |
| Interest Income | 221↑3.7% | 213↑10.4% | 193↑31.0% | 147↑35.4% | 109 | |
| Interest Expense | 90↓4.6% | 95↑3.7% | 91↑230.9% | 28↑503.9% | 5 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 93↑6.4% | 87↑21.3% | 72↓21.1% | 91↑10.4% | 83 | |
| Income Tax Expense | 24↑6.2% | 23↑12.0% | 20↓28.9% | 29↑36.8% | 21 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 69↑6.5% | 65↑25.0% | 52↓17.6% | 63↑1.5% | 62 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 69↑6.5% | 65↑25.0% | 52↓17.6% | 63↑1.5% | 62 | |
| Bottom-Line Net Income | 69↑6.5% | 65↑25.0% | 52↓17.6% | 63↑1.5% | 62 | |
| EPS (Basic) | 2.67↑4.7% | 2.55↑24.4% | 2.05↓20.5% | 2.58↑7.1% | 2.41 | |
| EPS (Diluted) | 2.64↑4.8% | 2.52↑24.8% | 2.02↓20.8% | 2.55↑6.7% | 2.39 | |
| Weighted Average Shares | 26↑2.8% | 25↑0.5% | 25↓0.9% | 25↓0.7% | 26 | |
| Weighted Average Diluted Shares | 26↑1.7% | 26↑0.2% | 26↓0.7% | 26↓0.4% | 26 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.