Midland States Bancorp, Inc. (MSBI) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for Midland States Bancorp, Inc., with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | -3.72x | 13.90x | 9.97x | 5.93x | 6.85x | 18.50x |
| P/B Ratio | 0.82x | 0.74x | 0.77x | 0.78x | 0.84x | 0.67x |
| P/S Ratio | 0.99x | 0.97x | 1.20x | 1.36x | 1.78x | 1.32x |
| Profitability | ||||||
| Gross Margin | 57.4% | 43.2% | 50.7% | 69.6% | 89.3% | 71.5% |
| Operating Margin | -22.1% | 8.6% | 17.3% | 30.1% | 31.6% | 10.1% |
| Net Margin | -26.6% | 7.0% | 12.0% | 23.0% | 26.0% | 7.1% |
| EBITDA Margin | -20.0% | 8.6% | 19.8% | 33.4% | 36.9% | 16.3% |
| Liquidity | ||||||
| Current Ratio | 0.26x | 0.23x | 0.23x | 0.22x | 0.32x | 0.28x |
| Quick Ratio | 0.26x | 0.23x | 0.23x | 0.22x | 0.32x | 0.28x |
| Leverage | ||||||
| Debt/Equity | 0.67x | 0.60x | 0.76x | 0.85x | 0.81x | 1.66x |
YoY = year-over-year change. Source: FMP..