New York Community Bancorp, Inc. (NYCB) — Financial statements
Income statement, balance sheet, and cash flow for New York Community Bancorp, Inc. — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 4,466↓25.0% | 5,953↑63.9% | 3,633↑55.7% | 2,333↑72.8% | 1,350 | |
| Cost of Revenue | 976↓22.7% | 1,263↑9.9% | 1,149↑157.6% | 446↑14.1% | 391 | |
| Gross Profit | 3,490↓25.6% | 4,690↑8.0% | 4,342↑318.3% | 1,038↑8.2% | 959 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 566↓30.0% | 809↑7.9% | 750↑111.9% | 354↓17.7% | 430 | |
| Selling & Marketing Expenses | 0.00 | 0.00↓100.0% | 1,349 | 0.00 | 0.00 | |
| SG&A Expenses | 566↓30.0% | 809↓61.5% | 2,099↑492.9% | 354↓17.7% | 430 | |
| Other Expenses | 371↓29.2% | 524↑142.4% | -1,237↓509.4% | -203↓330.7% | 88 | |
| Operating Expenses | 937↓29.7% | 1,333↑54.6% | 862↑470.9% | 151↓70.8% | 518 | |
| Total Costs & Expenses | 1,913↓26.3% | 2,596↑23.7% | 2,099↑46.6% | 1,432↑176.4% | 518 | |
| Operating Results | ||||||
| Operating Income | 2,553↓23.9% | 3,357↑24.1% | 2,706↑200.3% | 901↑8.7% | 829 | |
| Depreciation & Amortization | 148 | 0.00↓100.0% | 165↑617.4% | 23↓41.0% | 39 | |
| EBITDA | 148↓95.6% | 3,357↑2819.1% | 115↓86.5% | 849↑0.5% | 845 | |
| EBIT | 0.00 | 0.00↑100.0% | -50↓106.1% | 826↑2.5% | 806 | |
| Interest & Other Income | ||||||
| Net Interest Income | -2,745↑27.8% | -3,801↓223.5% | 3,077↑120.4% | 1,396↑8.3% | 1,289 | |
| Interest Income | 0.00 | 0.00↓100.0% | 5,491↑162.5% | 2,092↑23.9% | 1,689 | |
| Interest Expense | 2,745↓27.8% | 3,801↑57.5% | 2,414↑246.8% | 696↑74.0% | 400 | |
| Non-Operating Income | 0.00 | 0.00↓100.0% | 2,756↑3574.7% | 75↑226.1% | 23 | |
| Other Income / Expenses | 0.00 | 0.00↑100.0% | -2,756↓3574.7% | -75↓226.1% | -23 | |
| Income Before Tax | -198↑85.6% | -1,378↓2656.0% | -50↓106.1% | 826↑2.5% | 806 | |
| Income Tax Expense | -21↑91.9% | -260↓996.6% | 29↓83.5% | 176↓16.2% | 210 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | -210 | 0.00↑100.0% | -79↓112.2% | 650↑9.1% | 596 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | -210↑81.8% | -1,153↓1359.5% | -79↓112.2% | 650↑9.1% | 596 | |
| Bottom-Line Net Income | -210↑81.8% | -1,153↓885.5% | -117↓119.2% | 609↑9.5% | 556 | |
| EPS (Basic) | -0.50↑84.1% | -3.14↓540.8% | -0.49↓113.0% | 3.78↑5.0% | 3.60 | |
| EPS (Diluted) | -0.50↑84.1% | -3.14↓540.8% | -0.49↓113.0% | 3.78↑5.0% | 3.60 | |
| Weighted Average Shares | 367↑0.0% | 367↑54.1% | 238↑47.6% | 161↑4.3% | 155 | |
| Weighted Average Diluted Shares | 367↑0.0% | 367↑54.1% | 238↑47.1% | 162↑4.4% | 155 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.