OFG Bancorp (OFG) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for OFG Bancorp, with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 9.31x | 9.96x | 9.74x | 7.96x | 9.26x | 12.81x |
| P/B Ratio | 1.37x | 1.57x | 1.48x | 1.27x | 1.27x | 0.88x |
| P/S Ratio | 2.21x | 2.40x | 2.43x | 2.21x | 2.51x | 1.76x |
| Profitability | ||||||
| Gross Margin | 71.2% | 70.3% | 79.6% | 90.4% | 92.2% | 70.9% |
| Operating Margin | 30.8% | 30.8% | 36.4% | 40.8% | 39.8% | 17.5% |
| Net Margin | 23.8% | 24.1% | 25.0% | 27.8% | 27.1% | 13.7% |
| EBITDA Margin | 33.1% | 34.1% | 40.1% | 44.9% | 44.2% | 21.9% |
| Liquidity | ||||||
| Current Ratio | 0.12x | 0.32x | 0.31x | 0.24x | 0.30x | 0.32x |
| Quick Ratio | 0.12x | 0.32x | 0.31x | 0.24x | 0.30x | 0.32x |
| Leverage | ||||||
| Debt/Equity | 0.42x | 0.34x | 0.19x | 0.05x | 0.09x | 0.12x |
YoY = year-over-year change. Source: FMP..