OP Bancorp (OPBK) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for OP Bancorp, with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 8.19x | 11.16x | 6.94x | 5.08x | 6.68x | 8.91x |
| P/B Ratio | 0.92x | 1.15x | 0.86x | 0.96x | 1.17x | 0.82x |
| P/S Ratio | 1.26x | 1.53x | 1.22x | 1.60x | 2.40x | 1.82x |
| Profitability | ||||||
| Gross Margin | 54.7% | 51.5% | 59.8% | 86.5% | 95.4% | 77.9% |
| Operating Margin | 21.2% | 18.9% | 24.7% | 44.1% | 50.7% | 28.3% |
| Net Margin | 15.4% | 13.7% | 17.6% | 31.5% | 36.0% | 20.4% |
| EBITDA Margin | 25.6% | 19.8% | 25.6% | 45.4% | 52.3% | 30.3% |
| Liquidity | ||||||
| Current Ratio | 1.91x | 0.07x | 0.16x | 0.16x | 0.18x | 0.17x |
| Quick Ratio | 1.91x | 0.07x | 0.16x | 0.16x | 0.18x | 0.17x |
| Leverage | ||||||
| Debt/Equity | 0.54x | 0.50x | 0.59x | 0.06x | 0.06x | 0.09x |
YoY = year-over-year change. Source: FMP..