Orrstown Financial Services, Inc. (ORRF) — Financial statements
Income statement, balance sheet, and cash flow for Orrstown Financial Services, Inc. — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 354↑24.6% | 284↑63.0% | 174↑29.8% | 134↑10.4% | 122 | |
| Cost of Revenue | 104↓5.7% | 110↑136.2% | 47↑253.3% | 13↑69.1% | 8 | |
| Gross Profit | 250↑43.8% | 174↑36.2% | 128↑5.4% | 121↑6.4% | 114 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 88↑10.2% | 80↑48.6% | 54↑7.7% | 50↑9.5% | 46 | |
| Selling & Marketing Expenses | 2↓11.4% | 3↑19.9% | 2↓4.7% | 2↑3.9% | 2 | |
| SG&A Expenses | 90↑9.5% | 83↑47.5% | 56↑7.1% | 52↑9.3% | 48 | |
| Other Expenses | 57↓10.5% | 63↑138.7% | 27↓37.0% | 42↑68.3% | 25 | |
| Operating Expenses | 147↑0.8% | 146↑76.8% | 83↓12.6% | 94↑29.5% | 73 | |
| Total Costs & Expenses | 251↓2.0% | 256↑98.3% | 129↑20.0% | 108↑33.4% | 81 | |
| Operating Results | ||||||
| Operating Income | 103↑269.4% | 28↓38.3% | 45↑69.2% | 27↓34.9% | 41 | |
| Depreciation & Amortization | 14↑44.2% | 10↑123.3% | 4↓6.1% | 5↓12.9% | 5 | |
| EBITDA | 117↑211.2% | 37↓24.1% | 49↑58.1% | 31↓32.4% | 46 | |
| EBIT | 103↑269.4% | 28↓38.3% | 45↑69.2% | 27↓34.9% | 41 | |
| Interest & Other Income | ||||||
| Net Interest Income | 200↑28.7% | 155↑48.0% | 105↑5.3% | 100↑14.6% | 87 | |
| Interest Income | 304↑22.0% | 249↑66.1% | 150↑38.0% | 109↑16.0% | 94 | |
| Interest Expense | 104↑11.0% | 94↑108.2% | 45↑398.6% | 9↑34.3% | 7 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | -0.08 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 103↑269.1% | 28↓38.3% | 45↑69.2% | 27↓34.9% | 41 | |
| Income Tax Expense | 22↑278.4% | 6↓38.6% | 9↑104.6% | 5↓42.9% | 8 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 81↑266.7% | 22↓38.2% | 36↑61.8% | 22↓33.0% | 33 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 81↑266.7% | 22↓38.2% | 36↑61.8% | 22↓33.0% | 33 | |
| Bottom-Line Net Income | 81↑266.7% | 22↓38.2% | 36↑61.8% | 22↓33.0% | 33 | |
| EPS (Basic) | 4.21↑182.6% | 1.49↓56.8% | 3.45↑65.1% | 2.09↓30.3% | 3.00 | |
| EPS (Diluted) | 4.18↑182.4% | 1.48↓56.7% | 3.42↑66.0% | 2.06↓30.4% | 2.96 | |
| Weighted Average Shares | 17↑12.7% | 15↑42.8% | 10↓2.0% | 11↓3.8% | 11 | |
| Weighted Average Diluted Shares | 17↑12.4% | 15↑42.9% | 10↓2.5% | 11↓3.6% | 11 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.