Old Second Bancorp, Inc. (OSBC) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for Old Second Bancorp, Inc., with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 12.79x | 9.35x | 7.52x | 10.60x | 18.97x | 10.75x |
| P/B Ratio | 1.15x | 1.19x | 1.19x | 1.55x | 0.76x | 0.97x |
| P/S Ratio | 2.59x | 2.37x | 2.15x | 2.80x | 2.68x | 2.14x |
| Profitability | ||||||
| Gross Margin | 78.1% | 79.5% | 82.4% | 93.4% | 91.0% | 83.6% |
| Operating Margin | 27.9% | 33.6% | 38.8% | 35.9% | 19.6% | 26.8% |
| Net Margin | 20.2% | 25.4% | 28.6% | 26.4% | 14.1% | 19.9% |
| EBITDA Margin | 30.4% | 36.3% | 41.2% | 38.6% | 22.3% | 29.2% |
| Liquidity | ||||||
| Current Ratio | 0.10x | 0.36x | 0.34x | 0.37x | 0.47x | 0.37x |
| Quick Ratio | 0.10x | 0.36x | 0.34x | 0.37x | 0.47x | 0.37x |
| Leverage | ||||||
| Debt/Equity | 0.38x | 0.21x | 0.89x | 0.57x | 0.40x | 0.52x |
YoY = year-over-year change. Source: FMP..