Oak Valley Bancorp (OVLY) — Financial statements
Income statement, balance sheet, and cash flow for Oak Valley Bancorp — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 82↓8.6% | 89↑2.5% | 87↑30.8% | 67↑20.9% | 55 | |
| Cost of Revenue | 0.81↓92.8% | 11↑92.7% | 6↑2625.5% | -0.23↓168.8% | 0.34 | |
| Gross Profit | 81↑3.5% | 78↓4.0% | 81↑21.6% | 67↑22.0% | 55 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 0.00↓100.0% | 29↑9.7% | 26↑13.3% | 23↑14.0% | 20 | |
| Selling & Marketing Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| SG&A Expenses | 0.00↓100.0% | 29↑9.7% | 26↑13.3% | 23↑14.0% | 20 | |
| Other Expenses | 50↑189.3% | 17↑15.5% | 15↑5.5% | 14↑9.6% | 13 | |
| Operating Expenses | 50↑9.3% | 46↑11.8% | 41↑10.3% | 37↑12.3% | 33 | |
| Total Costs & Expenses | 51↓10.8% | 57↑21.8% | 47↑26.7% | 37↑10.5% | 34 | |
| Operating Results | ||||||
| Operating Income | 31↓4.8% | 32↓20.1% | 40↑35.8% | 30↑37.0% | 22 | |
| Depreciation & Amortization | 0.00↓100.0% | 1↓0.4% | 1↓4.6% | 1↑0.8% | 1 | |
| EBITDA | 31↓7.9% | 33↓19.6% | 41↑34.3% | 31↑35.2% | 23 | |
| EBIT | 31↓4.8% | 32↓20.1% | 40↑35.8% | 30↑37.0% | 22 | |
| Interest & Other Income | ||||||
| Net Interest Income | 75↑6.5% | 70↓7.6% | 76↑26.2% | 60↑23.0% | 49 | |
| Interest Income | 88↑6.1% | 83↑2.8% | 81↑31.8% | 61↑22.9% | 50 | |
| Interest Expense | 13↑3.5% | 13↑164.4% | 5↑334.7% | 1↑15.2% | 0.97 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 31↓4.8% | 32↓20.1% | 40↑35.8% | 30↑37.0% | 22 | |
| Income Tax Expense | 7↓7.0% | 7↓23.4% | 9↑39.4% | 7↑27.1% | 5 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 24↓4.1% | 25↓19.1% | 31↑34.7% | 23↑40.2% | 16 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 24↓4.1% | 25↓19.1% | 31↑34.7% | 23↑40.2% | 16 | |
| Bottom-Line Net Income | 24↓4.1% | 25↓19.1% | 31↑34.7% | 23↑40.2% | 16 | |
| EPS (Basic) | 2.90↓4.6% | 3.04↓19.1% | 3.76↑34.3% | 2.80↑39.3% | 2.01 | |
| EPS (Diluted) | 2.88↓4.6% | 3.02↓19.5% | 3.75↑34.4% | 2.79↑39.5% | 2.00 | |
| Weighted Average Shares | 8↑0.3% | 8↑0.3% | 8↑0.3% | 8↑0.3% | 8 | |
| Weighted Average Diluted Shares | 8↑0.4% | 8↑0.3% | 8↑0.3% | 8↑0.3% | 8 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.