Bank OZK (OZK) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for Bank OZK, with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 7.10x | 7.06x | 8.24x | 8.54x | 10.37x | 13.85x |
| P/B Ratio | 0.83x | 0.89x | 1.11x | 1.03x | 1.24x | 0.95x |
| P/S Ratio | 1.81x | 1.82x | 2.53x | 3.49x | 5.06x | 3.44x |
| Profitability | ||||||
| Gross Margin | 55.4% | 53.4% | 62.0% | 85.0% | 99.7% | 66.4% |
| Operating Margin | 33.3% | 33.6% | 38.5% | 52.3% | 63.4% | 32.0% |
| Net Margin | 25.5% | 25.8% | 30.7% | 40.9% | 48.8% | 24.8% |
| EBITDA Margin | 33.3% | 36.8% | 41.4% | 56.3% | 67.1% | 35.7% |
| Liquidity | ||||||
| Current Ratio | 0.80x | 0.11x | 0.20x | 0.21x | 0.30x | 0.27x |
| Quick Ratio | 0.80x | 0.11x | 0.20x | 0.21x | 0.30x | 0.27x |
| Leverage | ||||||
| Debt/Equity | 0.08x | 0.15x | 0.25x | 0.23x | 0.25x | 0.26x |
YoY = year-over-year change. Source: FMP..