PCB Bancorp (PCB) — Financial statements
Income statement, balance sheet, and cash flow for PCB Bancorp — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 209↑9.1% | 192↑18.6% | 162↑39.2% | 116↑16.4% | 100 | |
| Cost of Revenue | 98↑2.2% | 96↑52.9% | 63↑297.8% | 16↑6123.4% | -0.26 | |
| Gross Profit | 112↑16.0% | 96↓3.0% | 99↓1.2% | 101↑0.4% | 100 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 46↑25.2% | 37↑3.5% | 35↑4.6% | 34↑18.2% | 29 | |
| Selling & Marketing Expenses | 0.00↓100.0% | 2↓19.0% | 2↑8.2% | 2↑29.8% | 2 | |
| SG&A Expenses | 46↑19.1% | 38↑2.1% | 38↑4.9% | 36↑18.8% | 30 | |
| Other Expenses | 13↓37.9% | 22↑17.2% | 18↑21.0% | 15↑17.2% | 13 | |
| Operating Expenses | 59↓1.4% | 60↑7.1% | 56↑9.6% | 51↑18.3% | 43 | |
| Total Costs & Expenses | 157↑0.8% | 156↑31.2% | 119↑77.4% | 67↑55.6% | 43 | |
| Operating Results | ||||||
| Operating Income | 52↑44.7% | 36↓16.1% | 43↓12.4% | 49↓13.3% | 57 | |
| Depreciation & Amortization | 0.00↓100.0% | 4↓1.3% | 4↑9.0% | 4↑10.3% | 3 | |
| EBITDA | 52↑30.2% | 40↓14.8% | 47↓10.9% | 53↓11.9% | 60 | |
| EBIT | 52↑44.7% | 36↓16.1% | 43↓12.4% | 49↓13.3% | 57 | |
| Interest & Other Income | ||||||
| Net Interest Income | 104↑17.2% | 89↑0.1% | 89↓1.3% | 90↑16.2% | 77 | |
| Interest Income | 198↑9.2% | 181↑19.6% | 151↑48.6% | 102↑24.9% | 81 | |
| Interest Expense | 94↑1.6% | 92↑47.1% | 63↑417.1% | 12↑179.6% | 4 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 52↑44.7% | 36↓16.1% | 43↓12.4% | 49↓13.3% | 57 | |
| Income Tax Expense | 15↑43.5% | 10↓16.6% | 13↓12.9% | 14↓14.5% | 17 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 37↑45.1% | 26↓15.9% | 31↓12.2% | 35↓12.8% | 40 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 37↑45.1% | 26↓15.9% | 31↓12.2% | 35↓12.8% | 40 | |
| Bottom-Line Net Income | 37↑49.0% | 25↓18.6% | 31↓12.1% | 35↓12.8% | 40 | |
| EPS (Basic) | 2.62↑49.7% | 1.75↓18.2% | 2.14↓9.3% | 2.36↓11.3% | 2.66 | |
| EPS (Diluted) | 2.58↑48.3% | 1.74↓17.9% | 2.12↓8.6% | 2.32↓11.5% | 2.62 | |
| Weighted Average Shares | 14↓0.3% | 14↓0.4% | 14↓3.5% | 15↓1.3% | 15 | |
| Weighted Average Diluted Shares | 14↓0.4% | 14↓0.5% | 14↓4.3% | 15↓1.2% | 15 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.