Peoples Bancorp of North Carolina, Inc. (PEBK) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for Peoples Bancorp of North Carolina, Inc., with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 12.41x | 10.13x | 10.78x | 11.07x | 10.18x | 11.80x |
| P/B Ratio | 1.57x | 1.27x | 1.38x | 1.70x | 1.08x | 0.96x |
| P/S Ratio | 2.15x | 1.69x | 1.95x | 2.52x | 2.41x | 2.08x |
| Profitability | ||||||
| Gross Margin | 77.7% | 73.0% | 78.2% | 93.2% | 96.8% | 87.5% |
| Operating Margin | 22.6% | 21.4% | 23.2% | 28.7% | 29.6% | 21.4% |
| Net Margin | 17.3% | 16.7% | 18.1% | 22.8% | 23.7% | 17.6% |
| EBITDA Margin | 22.6% | 24.4% | 26.9% | 37.2% | 38.3% | 27.9% |
| Liquidity | ||||||
| Current Ratio | 0.18x | 0.20x | 0.32x | 0.37x | 0.48x | 0.34x |
| Quick Ratio | 0.18x | 0.20x | 0.32x | 0.37x | 0.48x | 0.34x |
| Leverage | ||||||
| Debt/Equity | 0.12x | 0.15x | 0.88x | 0.65x | 0.40x | 0.32x |
YoY = year-over-year change. Source: FMP..