Preferred Bank (PFBC) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for Preferred Bank, with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 8.90x | 8.82x | 6.86x | 8.44x | 11.21x | 10.81x |
| P/B Ratio | 1.51x | 1.51x | 1.48x | 1.73x | 1.82x | 1.43x |
| P/S Ratio | 2.38x | 2.22x | 2.14x | 3.61x | 4.88x | 3.41x |
| Profitability | ||||||
| Gross Margin | 55.0% | 52.2% | 58.8% | 82.0% | 89.0% | 70.0% |
| Operating Margin | 38.0% | 35.4% | 43.7% | 59.4% | 61.2% | 44.0% |
| Net Margin | 26.8% | 25.1% | 31.1% | 42.7% | 43.5% | 31.5% |
| EBITDA Margin | 38.0% | 35.8% | 43.9% | 60.1% | 62.0% | 44.8% |
| Liquidity | ||||||
| Current Ratio | 149.60x | 0.14x | 0.22x | 0.22x | 0.29x | 0.23x |
| Quick Ratio | 149.60x | 0.14x | 0.22x | 0.22x | 0.29x | 0.23x |
| Leverage | ||||||
| Debt/Equity | 0.49x | 0.22x | 0.24x | 0.27x | 0.29x | 0.22x |
YoY = year-over-year change. Source: FMP..