Peoples Financial Services Corp. (PFIS) — Financial statements
Income statement, balance sheet, and cash flow for Peoples Financial Services Corp. — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 281↑22.3% | 230↑40.1% | 164↑32.6% | 124↑14.8% | 108 | |
| Cost of Revenue | 94↓18.1% | 115↑80.0% | 64↑320.6% | 15↑35.5% | 11 | |
| Gross Profit | 187↑62.4% | 115↑14.8% | 100↓7.5% | 109↑12.4% | 97 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 84↑71.3% | 49↑30.7% | 37↑7.4% | 35↑13.0% | 31 | |
| Selling & Marketing Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| SG&A Expenses | 84↑71.3% | 49↑30.7% | 37↑7.4% | 35↑13.0% | 31 | |
| Other Expenses | 31↓46.2% | 58↑90.1% | 30↑7.5% | 28↑131.8% | 12 | |
| Operating Expenses | 115↑7.6% | 107↑57.3% | 68↑7.4% | 63↑46.7% | 43 | |
| Total Costs & Expenses | 209↓5.7% | 221↑68.3% | 132↑68.0% | 78↑44.4% | 54 | |
| Operating Results | ||||||
| Operating Income | 72↑753.0% | 8↓73.9% | 33↓28.4% | 45↓15.2% | 54 | |
| Depreciation & Amortization | 0.00↓100.0% | 7↑106.9% | 3↓13.3% | 4↑10.8% | 4 | |
| EBITDA | 72↑360.0% | 16↓56.4% | 36↓27.1% | 49↓13.6% | 57 | |
| EBIT | 72↑753.0% | 8↓73.9% | 33↓28.4% | 45↓15.2% | 54 | |
| Interest & Other Income | ||||||
| Net Interest Income | 166↑43.2% | 116↑33.6% | 87↓9.4% | 96↑13.2% | 85 | |
| Interest Income | 260↑22.9% | 211↑41.1% | 150↑34.6% | 111↑18.5% | 94 | |
| Interest Expense | 94↓1.8% | 95↑51.3% | 63↑304.9% | 16↑65.4% | 9 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 72↑753.0% | 8↓73.9% | 33↓28.4% | 45↓15.2% | 54 | |
| Income Tax Expense | 13↑43590.0% | -0.03↓100.6% | 5↓29.6% | 7↓27.2% | 10 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 59↑596.5% | 8↓69.0% | 27↓28.1% | 38↓12.5% | 44 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 59↑596.5% | 8↓69.0% | 27↓28.1% | 38↓12.5% | 44 | |
| Bottom-Line Net Income | 59↑596.5% | 8↓69.0% | 27↓28.1% | 38↓12.5% | 44 | |
| EPS (Basic) | 5.92↑492.0% | 1.00↓74.0% | 3.85↓27.5% | 5.31↓12.2% | 6.05 | |
| EPS (Diluted) | 5.88↑493.9% | 0.99↓74.2% | 3.83↓27.5% | 5.28↓12.1% | 6.01 | |
| Weighted Average Shares | 10↑17.2% | 9↑20.0% | 7↓0.8% | 7↓0.8% | 7 | |
| Weighted Average Diluted Shares | 10↑17.3% | 9↑20.1% | 7↓0.8% | 7↓0.3% | 7 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.