PennyMac Financial Services, Inc. (PFSI) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for PennyMac Financial Services, Inc., with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 13.61x | 16.72x | 30.53x | 6.32x | 4.44x | 2.99x |
| P/B Ratio | 1.58x | 1.36x | 1.25x | 0.87x | 1.30x | 1.46x |
| P/S Ratio | 1.56x | 3.27x | 2.17x | 1.30x | 1.25x | 1.25x |
| Profitability | ||||||
| Gross Margin | 91.4% | 97.6% | 41.6% | 56.3% | 59.9% | 70.0% |
| Operating Margin | 34.6% | 56.5% | 17.4% | 29.7% | 38.2% | 56.7% |
| Net Margin | 11.5% | 19.5% | 7.1% | 20.5% | 28.2% | 41.7% |
| EBITDA Margin | 34.6% | 29.7% | 20.8% | 31.8% | 39.4% | 57.6% |
| Liquidity | ||||||
| Current Ratio | 0.04x | 1.56x | 2.05x | 2.29x | 1.65x | 2.56x |
| Quick Ratio | 0.04x | 1.56x | 2.05x | 2.29x | 1.65x | 2.56x |
| Leverage | ||||||
| Debt/Equity | 5.35x | 5.37x | 3.81x | 3.40x | 4.09x | 7.93x |
YoY = year-over-year change. Source: FMP..