Radian Group Inc. (RDN) — Financial statements
Income statement, balance sheet, and cash flow for Radian Group Inc. — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 1,247↓3.4% | 1,291↑4.0% | 1,241↑4.2% | 1,191↓10.4% | 1,329 | |
| Cost of Revenue | 96↑52.4% | 63↑207.0% | 21↑108.9% | -232↓251.0% | 154 | |
| Gross Profit | 1,151↓6.2% | 1,228↑0.6% | 1,220↓14.2% | 1,423↑21.0% | 1,175 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 156 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Selling & Marketing Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| SG&A Expenses | 156 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Expenses | 231↓49.3% | 456↑0.8% | 453↓3.7% | 470↑14.5% | 411 | |
| Operating Expenses | 388↓15.1% | 456↑0.8% | 453↓3.7% | 470↑14.5% | 411 | |
| Total Costs & Expenses | 484↓6.9% | 519↑9.8% | 473↑98.8% | 238↓57.8% | 564 | |
| Operating Results | ||||||
| Operating Income | 763↓1.1% | 771↑0.5% | 767↓19.4% | 953↑24.6% | 765 | |
| Depreciation & Amortization | 44↓44.5% | 79↓11.4% | 89↑16.1% | 77↑1.5% | 75 | |
| EBITDA | 872↓8.5% | 954↑0.8% | 946↓15.1% | 1,114↑20.4% | 925 | |
| EBIT | 829↓5.3% | 875↑2.1% | 857↓17.4% | 1,037↑22.1% | 849 | |
| Interest & Other Income | ||||||
| Net Interest Income | -3↑97.2% | -104↓15.7% | -90↓6.2% | -84↓0.1% | -84 | |
| Interest Income | 63 | 0.00 | 0.00 | 0.00↓100.0% | 0.11 | |
| Interest Expense | 66↓36.8% | 104↑15.7% | 90↑6.2% | 84↓0.0% | 84 | |
| Non-Operating Income | -66↑36.8% | -104↓15.7% | -90↓6.2% | -84↑0.0% | -84 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 763↓1.1% | 771↑0.5% | 767↓19.4% | 953↑24.6% | 765 | |
| Income Tax Expense | 165↓1.1% | 167↑1.5% | 164↓21.7% | 210↑27.8% | 164 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 598↓1.0% | 604↑0.2% | 603↓18.8% | 743↑23.7% | 601 | |
| Net Income from Discontinued Operations | -15 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 583↓3.6% | 604↑0.2% | 603↓18.8% | 743↑23.7% | 601 | |
| Bottom-Line Net Income | 583↓3.6% | 604↑0.2% | 603↓18.8% | 743↑23.7% | 601 | |
| EPS (Basic) | 4.18↑5.6% | 3.96↑3.9% | 3.81↓13.8% | 4.42↑38.6% | 3.19 | |
| EPS (Diluted) | 4.14↑5.6% | 3.92↑4.0% | 3.77↓13.3% | 4.35↑37.7% | 3.16 | |
| Weighted Average Shares | 138↓9.5% | 152↓3.6% | 158↓5.8% | 168↓10.9% | 188 | |
| Weighted Average Diluted Shares | 138↓10.5% | 154↓3.7% | 160↓6.2% | 171↓10.3% | 190 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.