Regions Financial Corporation (RF-PC) — Financial statements
Income statement, balance sheet, and cash flow for Regions Financial Corporation — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 9,608↑2.5% | 9,373↑2.4% | 9,153↑22.3% | 7,481↑13.3% | 6,603 | |
| Cost of Revenue | 2,437↓12.2% | 2,777↑30.4% | 2,130↑262.9% | 587↑264.4% | -357 | |
| Gross Profit | 7,171↑8.7% | 6,596↓6.1% | 7,023↑1.9% | 6,894↓0.9% | 6,960 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 2,829↑11.9% | 2,529↑4.7% | 2,416↑4.2% | 2,318↑3.3% | 2,244 | |
| Selling & Marketing Expenses | 112↑1.8% | 110↑0.0% | 110↑7.8% | 102↓3.8% | 106 | |
| SG&A Expenses | 2,941↑11.4% | 2,639↑4.5% | 2,526↑4.4% | 2,420↑3.0% | 2,350 | |
| Other Expenses | 1,487↓7.2% | 1,603↓15.2% | 1,890↑18.3% | 1,598↑14.6% | 1,395 | |
| Operating Expenses | 4,428↑4.4% | 4,242↓3.9% | 4,416↑9.9% | 4,018↑7.3% | 3,745 | |
| Total Costs & Expenses | 6,865↓2.2% | 7,019↑7.2% | 6,546↑42.1% | 4,605↑35.9% | 3,388 | |
| Operating Results | ||||||
| Operating Income | 2,743↑16.5% | 2,354↓9.7% | 2,607↓9.4% | 2,876↓10.5% | 3,215 | |
| Depreciation & Amortization | 62↓56.9% | 144↓39.0% | 236↓33.1% | 353↓4.9% | 371 | |
| EBITDA | 2,805↑12.3% | 2,498↓12.1% | 2,843↓12.0% | 3,229↓10.0% | 3,586 | |
| EBIT | 2,743↑16.5% | 2,354↓9.7% | 2,607↓9.4% | 2,876↓10.5% | 3,215 | |
| Interest & Other Income | ||||||
| Net Interest Income | 4,991↑3.6% | 4,818↓9.4% | 5,320↑11.2% | 4,786↑22.3% | 3,914 | |
| Interest Income | 7,073↓0.5% | 7,108↑3.1% | 6,897↑35.2% | 5,102↑25.0% | 4,081 | |
| Interest Expense | 2,082↓9.1% | 2,290↑45.2% | 1,577↑399.1% | 316↑89.2% | 167 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 2,743↑16.5% | 2,354↓9.7% | 2,607↓9.4% | 2,876↓10.5% | 3,215 | |
| Income Tax Expense | 587↑27.3% | 461↓13.5% | 533↓15.5% | 631↓9.1% | 694 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 2,156↑13.9% | 1,893↓8.7% | 2,074↓7.6% | 2,245↓10.9% | 2,521 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 2,156↑13.9% | 1,893↓8.7% | 2,074↓7.6% | 2,245↓10.9% | 2,521 | |
| Bottom-Line Net Income | 2,061↑16.2% | 1,774↓10.2% | 1,976↓7.9% | 2,146↓10.6% | 2,400 | |
| EPS (Basic) | 2.31↑19.1% | 1.94↓8.1% | 2.11↓8.3% | 2.30↓8.4% | 2.51 | |
| EPS (Diluted) | 2.29↑18.7% | 1.93↓8.5% | 2.11↓7.5% | 2.28↓8.4% | 2.49 | |
| Weighted Average Shares | 875↓4.5% | 916↓2.1% | 936↑0.1% | 935↓2.2% | 956 | |
| Weighted Average Diluted Shares | 880↓4.1% | 918↓2.1% | 938↓0.4% | 942↓2.2% | 963 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.