Richmond Mutual Bancorporation, Inc. (RMBI) — Financial statements
Income statement, balance sheet, and cash flow for Richmond Mutual Bancorporation, Inc. — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 91↑6.9% | 85↑18.4% | 72↑26.9% | 57↑10.5% | 51 | |
| Cost of Revenue | 44↑3.4% | 42↑39.9% | 30↑179.9% | 11↑18.7% | 9 | |
| Gross Profit | 47↑10.2% | 43↑2.8% | 42↓9.2% | 46↑8.7% | 42 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 15↓24.9% | 20↑6.9% | 19↓2.0% | 19↑1.9% | 19 | |
| Selling & Marketing Expenses | 0.27↓27.6% | 0.38↓2.0% | 0.39↓16.1% | 0.46↑16.0% | 0.40 | |
| SG&A Expenses | 15↓25.0% | 20↑6.7% | 19↓2.3% | 19↑2.2% | 19 | |
| Other Expenses | 18↑53.7% | 12↑0.2% | 12↑9.1% | 11↑11.3% | 10 | |
| Operating Expenses | 33↑3.6% | 32↑4.2% | 31↑1.7% | 30↑5.3% | 29 | |
| Total Costs & Expenses | 77↑3.6% | 74↑22.0% | 61↑48.9% | 41↑8.5% | 38 | |
| Operating Results | ||||||
| Operating Income | 14↑29.4% | 11↓1.3% | 11↓30.1% | 16↑16.0% | 14 | |
| Depreciation & Amortization | 0.82↓21.6% | 1↓12.3% | 1↓7.6% | 1↓16.2% | 2 | |
| EBITDA | 15↑25.0% | 12↓2.3% | 12↓28.4% | 17↑12.7% | 15 | |
| EBIT | 14↑29.4% | 11↓1.3% | 11↓30.1% | 16↑16.0% | 14 | |
| Interest & Other Income | ||||||
| Net Interest Income | 44↑13.3% | 39↑2.8% | 38↓9.6% | 42↑8.9% | 38 | |
| Interest Income | 86↑6.7% | 81↑19.5% | 67↑30.0% | 52↑12.9% | 46 | |
| Interest Expense | 42↑0.6% | 42↑40.6% | 30↑191.1% | 10↑33.0% | 8 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | -0.41 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 14↑25.7% | 11↓1.3% | 11↓30.1% | 16↑16.0% | 14 | |
| Income Tax Expense | 2↑39.7% | 1↓1.9% | 2↓45.5% | 3↑14.2% | 2 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 12↑23.4% | 9↓1.2% | 9↓26.8% | 13↑16.3% | 11 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 12↑23.4% | 9↓1.2% | 9↓26.8% | 13↑16.3% | 11 | |
| Bottom-Line Net Income | 12↑23.4% | 9↓1.2% | 9↓26.8% | 13↑16.3% | 11 | |
| EPS (Basic) | 1.20↑29.0% | 0.93↑2.2% | 0.91↓24.2% | 1.20↑22.4% | 0.98 | |
| EPS (Diluted) | 1.17↑27.2% | 0.92↑1.1% | 0.91↓22.2% | 1.17↑21.9% | 0.96 | |
| Weighted Average Shares | 10↓4.2% | 10↓3.0% | 10↓3.4% | 11↓5.2% | 11 | |
| Weighted Average Diluted Shares | 10↓3.9% | 10↓2.1% | 10↓5.5% | 11↓4.9% | 12 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.