Sound Financial Bancorp, Inc. (SFBC) — Financial statements
Income statement, balance sheet, and cash flow for Sound Financial Bancorp, Inc. — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 62↓0.7% | 62↑11.6% | 56↑25.3% | 44↑7.7% | 41 | |
| Cost of Revenue | 23↓13.3% | 26↑59.2% | 16↑191.5% | 6↑29.2% | 4 | |
| Gross Profit | 39↑8.9% | 36↓8.8% | 39↑1.0% | 39↑5.1% | 37 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 18↑4.9% | 18↑2.7% | 17↑4.4% | 16↑15.1% | 14 | |
| Selling & Marketing Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| SG&A Expenses | 18↑4.9% | 18↑2.7% | 17↑4.4% | 16↑15.1% | 14 | |
| Other Expenses | 12↓6.6% | 13↓3.2% | 13↑13.6% | 11↑2.5% | 11 | |
| Operating Expenses | 30↑0.1% | 30↑0.2% | 30↑8.2% | 28↑9.6% | 25 | |
| Total Costs & Expenses | 53↓6.1% | 56↑21.1% | 47↑39.1% | 34↑12.5% | 30 | |
| Operating Results | ||||||
| Operating Income | 9↑53.6% | 6↓37.3% | 9↓17.2% | 11↓4.8% | 11 | |
| Depreciation & Amortization | 0.00↓100.0% | 2↓4.4% | 2↑3.3% | 2↑0.8% | 2 | |
| EBITDA | 9↑20.0% | 7↓32.2% | 11↓14.6% | 12↓4.1% | 13 | |
| EBIT | 9↑53.6% | 6↓37.3% | 9↓17.2% | 11↓4.8% | 11 | |
| Interest & Other Income | ||||||
| Net Interest Income | 35↑12.7% | 31↓8.4% | 34↓4.1% | 35↑18.0% | 30 | |
| Interest Income | 58↑0.3% | 57↑13.4% | 51↑27.2% | 40↑17.5% | 34 | |
| Interest Expense | 23↓14.2% | 26↑57.4% | 17↑272.4% | 5↑13.8% | 4 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 9↑53.6% | 6↓37.3% | 9↓17.2% | 11↓4.8% | 11 | |
| Income Tax Expense | 2↑50.5% | 1↓35.6% | 2↓24.7% | 2↓8.8% | 2 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 7↑54.3% | 5↓37.6% | 7↓15.5% | 9↓3.8% | 9 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 7↑54.3% | 5↓37.6% | 7↓15.5% | 9↓3.8% | 9 | |
| Bottom-Line Net Income | 7↑55.3% | 5↓37.6% | 7↓15.5% | 9↓3.9% | 9 | |
| EPS (Basic) | 2.80↑54.7% | 1.81↓37.4% | 2.89↓15.2% | 3.41↓2.6% | 3.50 | |
| EPS (Diluted) | 2.78↑54.4% | 1.80↓37.1% | 2.86↓15.1% | 3.37↓3.4% | 3.49 | |
| Weighted Average Shares | 3↑0.6% | 3↑6.9% | 2↓7.7% | 3↓1.3% | 3 | |
| Weighted Average Diluted Shares | 3↑0.4% | 3↑7.8% | 2↓7.9% | 3↓1.6% | 3 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.