SoFi Technologies, Inc. (SOFI) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for SoFi Technologies, Inc., with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 62.56x | 32.43x | -31.27x | -12.96x | -17.21x | -6.45x |
| P/B Ratio | 2.87x | 2.48x | 1.69x | 0.75x | 1.77x | 0.47x |
| P/S Ratio | 6.31x | 4.37x | 3.25x | 2.36x | 7.66x | 1.92x |
| Profitability | ||||||
| Gross Margin | 75.1% | 69.7% | 70.9% | 86.2% | 89.9% | 75.3% |
| Operating Margin | 11.0% | 6.3% | -10.4% | -18.1% | -44.2% | -43.7% |
| Net Margin | 10.1% | 13.5% | -10.4% | -18.2% | -44.5% | -29.8% |
| EBITDA Margin | 15.9% | 11.8% | -3.4% | -9.5% | -34.9% | -34.4% |
| Liquidity | ||||||
| Current Ratio | 0.00x | 0.19x | 0.20x | 0.20x | 1.11x | 0.64x |
| Quick Ratio | 0.00x | 0.19x | 0.20x | 0.20x | 1.11x | 0.64x |
| Leverage | ||||||
| Debt/Equity | 0.17x | 0.49x | 0.97x | 1.02x | 0.89x | 1.66x |
YoY = year-over-year change. Source: FMP..