South Plains Financial, Inc. (SPFI) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for South Plains Financial, Inc., with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 10.78x | 11.50x | 7.58x | 8.05x | 8.43x | 7.55x |
| P/B Ratio | 1.28x | 1.30x | 1.17x | 1.31x | 1.21x | 0.93x |
| P/S Ratio | 2.12x | 2.02x | 1.91x | 2.02x | 2.17x | 1.45x |
| Profitability | ||||||
| Gross Margin | 69.6% | 65.3% | 69.1% | 91.3% | 95.0% | 82.4% |
| Operating Margin | 24.9% | 22.4% | 32.0% | 31.5% | 32.1% | 24.0% |
| Net Margin | 19.7% | 17.6% | 25.2% | 25.1% | 25.8% | 19.3% |
| EBITDA Margin | 24.9% | 24.7% | 34.5% | 34.5% | 35.0% | 26.8% |
| Liquidity | ||||||
| Current Ratio | 386.09x | 0.18x | 0.15x | 0.28x | 0.36x | 0.37x |
| Quick Ratio | 386.09x | 0.18x | 0.15x | 0.28x | 0.36x | 0.37x |
| Leverage | ||||||
| Debt/Equity | 0.12x | 0.25x | 0.27x | 0.34x | 0.30x | 0.60x |
YoY = year-over-year change. Source: FMP..