Summit State Bank (SSBI) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for Summit State Bank, with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 11.51x | -12.25x | 7.61x | 6.23x | 7.04x | 7.78x |
| P/B Ratio | 0.77x | 0.56x | 0.84x | 1.19x | 1.23x | 1.08x |
| P/S Ratio | 1.33x | 0.83x | 1.27x | 1.88x | 2.23x | 2.02x |
| Profitability | ||||||
| Gross Margin | 55.8% | 40.0% | 61.5% | 83.8% | 87.8% | 79.6% |
| Operating Margin | 15.2% | -7.1% | 23.5% | 42.5% | 45.0% | 36.8% |
| Net Margin | 11.6% | -6.8% | 16.6% | 30.2% | 31.7% | 25.9% |
| EBITDA Margin | 15.2% | -6.4% | 24.1% | 43.2% | 45.9% | 37.9% |
| Liquidity | ||||||
| Current Ratio | 171.08x | 0.12x | 0.13x | 0.19x | 0.15x | 0.15x |
| Quick Ratio | 171.08x | 0.12x | 0.13x | 0.19x | 0.15x | 0.15x |
| Leverage | ||||||
| Debt/Equity | 0.06x | 0.06x | 0.06x | 0.53x | 0.65x | 0.79x |
YoY = year-over-year change. Source: FMP..