Texas Capital Bancshares, Inc. (TCBI) — Financial statements
Income statement, balance sheet, and cash flow for Texas Capital Bancshares, Inc. — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 1,999↑13.5% | 1,761↓1.7% | 1,791↑43.9% | 1,245↑26.2% | 987 | |
| Cost of Revenue | 787↓12.1% | 895↑13.6% | 788↑135.5% | 334↑330.2% | 78 | |
| Gross Profit | 1,212↑40.0% | 865↓13.8% | 1,004↑10.2% | 911↑0.2% | 909 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 496↑1.2% | 490↓1.3% | 496↑10.0% | 451↑21.5% | 371 | |
| Selling & Marketing Expenses | 17↓21.9% | 22↓13.6% | 26↓20.2% | 32↑223.7% | 10 | |
| SG&A Expenses | 513↑0.2% | 512↓1.9% | 522↑8.0% | 484↑26.8% | 381 | |
| Other Expenses | 255↑3.6% | 246↑4.9% | 235↑5273.5% | -5↓102.4% | 190 | |
| Operating Expenses | 768↑1.3% | 758↑0.2% | 757↑58.0% | 479↓16.1% | 571 | |
| Total Costs & Expenses | 1,555↓5.9% | 1,654↑7.0% | 1,545↑89.9% | 813↑25.3% | 649 | |
| Operating Results | ||||||
| Operating Income | 444↑314.4% | 107↓56.6% | 247↓42.9% | 432↑27.7% | 338 | |
| Depreciation & Amortization | 36↓33.1% | 54↑34.0% | 40↓10.6% | 45↓51.5% | 93 | |
| EBITDA | 480↑197.6% | 161↓43.8% | 287↓39.8% | 477↑10.6% | 431 | |
| EBIT | 444↑314.4% | 107↓56.6% | 247↓42.9% | 432↑27.7% | 338 | |
| Interest & Other Income | ||||||
| Net Interest Income | 1,029↑14.1% | 901↓1.4% | 914↑4.4% | 876↑13.9% | 769 | |
| Interest Income | 1,772↑2.4% | 1,730↑6.1% | 1,630↑42.4% | 1,144↑30.5% | 877 | |
| Interest Expense | 743↓10.3% | 828↑15.7% | 716↑166.6% | 268↑149.2% | 108 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | -11 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 433↑304.2% | 107↓56.6% | 247↓42.9% | 432↑27.7% | 338 | |
| Income Tax Expense | 102↑246.7% | 30↓48.6% | 57↓42.1% | 99↑18.0% | 84 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 330↑326.1% | 78↓59.0% | 189↓43.1% | 332↑30.9% | 254 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 330↑326.1% | 78↓59.0% | 189↓43.1% | 332↑30.9% | 254 | |
| Bottom-Line Net Income | 313↑419.4% | 60↓64.9% | 172↓45.5% | 315↑34.0% | 235 | |
| EPS (Basic) | 6.87↑432.6% | 1.29↓64.0% | 3.58↓42.7% | 6.25↑34.4% | 4.65 | |
| EPS (Diluted) | 6.80↑431.3% | 1.28↓63.8% | 3.54↓42.7% | 6.18↑34.3% | 4.60 | |
| Weighted Average Shares | 45↓3.3% | 47↓3.0% | 48↓4.8% | 50↓0.2% | 51 | |
| Weighted Average Diluted Shares | 45↓3.3% | 47↓3.3% | 49↓4.8% | 51↓0.2% | 51 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.