TowneBank (TOWN) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for TowneBank, with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 15.10x | 15.78x | 14.45x | 11.84x | 10.63x | 11.66x |
| P/B Ratio | 1.06x | 1.19x | 1.09x | 1.19x | 1.21x | 0.96x |
| P/S Ratio | 2.54x | 2.49x | 2.36x | 3.01x | 3.18x | 2.29x |
| Profitability | ||||||
| Gross Margin | 69.6% | 67.6% | 71.8% | 91.2% | 96.6% | 80.2% |
| Operating Margin | 20.9% | 18.6% | 19.8% | 31.9% | 38.9% | 27.1% |
| Net Margin | 16.8% | 15.8% | 16.3% | 25.4% | 29.9% | 19.6% |
| EBITDA Margin | 20.9% | 22.0% | 23.4% | 35.8% | 42.9% | 31.0% |
| Liquidity | ||||||
| Current Ratio | 0.10x | 0.10x | 0.23x | 0.22x | 0.37x | 0.28x |
| Quick Ratio | 0.10x | 0.10x | 0.23x | 0.22x | 0.37x | 0.28x |
| Leverage | ||||||
| Debt/Equity | 0.15x | 0.14x | 0.24x | 0.17x | 0.25x | 0.44x |
YoY = year-over-year change. Source: FMP..