TrustCo Bank Corp NY (TRST) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for TrustCo Bank Corp NY, with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 12.35x | 12.97x | 10.07x | 9.56x | 10.43x | 12.27x |
| P/B Ratio | 1.10x | 0.94x | 0.92x | 1.20x | 1.07x | 1.13x |
| P/S Ratio | 2.71x | 2.41x | 2.42x | 3.49x | 3.45x | 3.29x |
| Profitability | ||||||
| Gross Margin | 67.1% | 64.5% | 77.3% | 97.0% | 98.9% | 84.5% |
| Operating Margin | 29.2% | 24.3% | 31.7% | 48.3% | 44.2% | 35.5% |
| Net Margin | 22.0% | 18.6% | 24.0% | 36.5% | 33.1% | 26.8% |
| EBITDA Margin | 32.2% | 28.7% | 36.2% | 53.4% | 49.9% | 40.7% |
| Liquidity | ||||||
| Current Ratio | 0.05x | 0.06x | 0.09x | 0.10x | 0.08x | 0.09x |
| Quick Ratio | 0.05x | 0.06x | 0.09x | 0.10x | 0.08x | 0.09x |
| Leverage | ||||||
| Debt/Equity | 0.23x | 0.18x | 0.21x | 0.49x | 0.49x | 0.47x |
YoY = year-over-year change. Source: FMP..