United Bancorp, Inc. (UBCP) — Financial statements
Income statement, balance sheet, and cash flow for United Bancorp, Inc. — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 47↑8.0% | 44↑7.5% | 41↑28.9% | 32↑4.4% | 30 | |
| Cost of Revenue | 16↑3.2% | 15↑42.2% | 11↑355.6% | 2↑72.9% | 1 | |
| Gross Profit | 32↑10.5% | 29↓4.6% | 30↑3.1% | 29↑1.2% | 29 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 16↑43.0% | 11↓1.7% | 11↑1.8% | 11↑6.2% | 10 | |
| Selling & Marketing Expenses | 0.40↓6.4% | 0.43↑17.7% | 0.36↑4.3% | 0.35↓8.9% | 0.38 | |
| SG&A Expenses | 16↑41.2% | 12↓1.1% | 12↑1.9% | 11↑5.7% | 11 | |
| Other Expenses | 7↓26.4% | 10↑10.2% | 9↑8.8% | 8↑11.7% | 8 | |
| Operating Expenses | 24↑9.5% | 22↑3.9% | 21↑4.8% | 20↑8.1% | 18 | |
| Total Costs & Expenses | 39↑6.9% | 37↑16.8% | 31↑41.4% | 22↑12.5% | 20 | |
| Operating Results | ||||||
| Operating Income | 8↑13.4% | 7↓23.1% | 9↓0.5% | 10↓10.7% | 11 | |
| Depreciation & Amortization | 0.99↓19.4% | 1↑7.1% | 1↓1.4% | 1↓10.1% | 1 | |
| EBITDA | 9↑8.6% | 9↓19.9% | 11↓0.6% | 11↓10.6% | 12 | |
| EBIT | 8↑13.4% | 7↓23.1% | 9↓0.5% | 10↓10.7% | 11 | |
| Interest & Other Income | ||||||
| Net Interest Income | 26↑7.3% | 24↓4.6% | 26↑5.5% | 24↑10.1% | 22 | |
| Interest Income | 41↑5.3% | 39↑6.9% | 37↑33.0% | 28↑11.8% | 25 | |
| Interest Expense | 15↑2.0% | 15↑33.7% | 11↑236.5% | 3↑26.1% | 3 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 8↑13.4% | 7↓23.1% | 9↓0.5% | 10↓10.7% | 11 | |
| Income Tax Expense | 0.52↑582.8% | -0.11↓119.8% | 0.54↓38.5% | 0.88↓28.5% | 1 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 8↑4.7% | 7↓17.3% | 9↑3.4% | 9↓8.4% | 9 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 8↑4.7% | 7↓17.3% | 9↑3.4% | 9↓8.4% | 9 | |
| Bottom-Line Net Income | 8↑9.8% | 7↓17.8% | 9↑3.9% | 8↓6.9% | 9 | |
| EPS (Basic) | 1.41↑11.0% | 1.27↓19.1% | 1.57↑4.0% | 1.51↓6.8% | 1.62 | |
| EPS (Diluted) | 1.34↑5.5% | 1.27↓19.1% | 1.57↑4.0% | 1.51↓6.8% | 1.62 | |
| Weighted Average Shares | 5↓0.9% | 6↑0.9% | 5↑0.1% | 5↑0.1% | 5 | |
| Weighted Average Diluted Shares | 6↑5.0% | 6↑0.9% | 5↑0.1% | 5↑0.1% | 5 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.