United Bankshares, Inc. (UBSI) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for United Bankshares, Inc., with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 11.61x | 13.59x | 13.79x | 14.37x | 12.75x | 13.45x |
| P/B Ratio | 0.98x | 1.01x | 1.06x | 1.21x | 0.99x | 0.90x |
| P/S Ratio | 2.96x | 3.13x | 3.30x | 4.76x | 4.43x | 3.42x |
| Profitability | ||||||
| Gross Margin | 65.4% | 62.0% | 66.5% | 89.1% | 97.3% | 81.1% |
| Operating Margin | 32.4% | 28.7% | 30.3% | 41.5% | 43.7% | 31.6% |
| Net Margin | 25.5% | 23.0% | 24.0% | 33.1% | 34.7% | 25.4% |
| EBITDA Margin | 32.4% | 29.3% | 31.8% | 43.6% | 44.4% | 30.2% |
| Liquidity | ||||||
| Current Ratio | 28.21x | 0.11x | 0.24x | 0.26x | 0.33x | 0.25x |
| Quick Ratio | 28.21x | 0.11x | 0.24x | 0.26x | 0.33x | 0.25x |
| Leverage | ||||||
| Debt/Equity | 0.17x | 0.16x | 0.44x | 0.54x | 0.22x | 0.25x |
YoY = year-over-year change. Source: FMP..