United Community Banks, Inc. (UCB) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for United Community Banks, Inc., with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 11.58x | 15.33x | 18.35x | 12.99x | 11.71x | 14.42x |
| P/B Ratio | 1.04x | 1.13x | 1.06x | 1.33x | 1.42x | 1.18x |
| P/S Ratio | 2.47x | 2.61x | 2.66x | 3.88x | 4.41x | 3.40x |
| Profitability | ||||||
| Gross Margin | 66.0% | 59.4% | 60.6% | 86.6% | 101.1% | 80.4% |
| Operating Margin | 27.5% | 21.8% | 18.0% | 38.3% | 48.6% | 30.1% |
| Net Margin | 21.4% | 17.0% | 14.5% | 29.9% | 37.7% | 23.6% |
| EBITDA Margin | 29.7% | 24.6% | 21.5% | 43.4% | 48.3% | 28.9% |
| Liquidity | ||||||
| Current Ratio | 0.17x | 0.21x | 0.19x | 0.20x | 0.37x | 0.32x |
| Quick Ratio | 0.17x | 0.21x | 0.19x | 0.20x | 0.37x | 0.32x |
| Leverage | ||||||
| Debt/Equity | 0.06x | 0.13x | 0.10x | 0.44x | 0.11x | 0.16x |
YoY = year-over-year change. Source: FMP..