United Community Banks, Inc. (UCBI) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for United Community Banks, Inc., with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 11.14x | 14.30x | 18.35x | 12.99x | 11.71x | 14.42x |
| P/B Ratio | 1.00x | 1.05x | 1.06x | 1.33x | 1.42x | 1.18x |
| P/S Ratio | 3.44x | 4.01x | 4.28x | 4.15x | 4.25x | 3.70x |
| Profitability | ||||||
| Gross Margin | 62.4% | 57.4% | 163.3% | 100.0% | 92.2% | 100.0% |
| Operating Margin | 60.1% | 54.6% | 37.6% | 45.2% | 50.1% | 32.8% |
| Net Margin | 30.9% | 28.0% | 23.3% | 32.0% | 36.2% | 25.7% |
| EBITDA Margin | 60.1% | 54.6% | -9.5% | -5.1% | -4.6% | 4.4% |
| Liquidity | ||||||
| Current Ratio | 47.49x | 24.71x | 0.06x | 4.53x | 40.48x | 0.56x |
| Quick Ratio | 47.49x | 24.71x | 0.06x | 4.53x | 40.48x | 0.56x |
| Leverage | ||||||
| Debt/Equity | 0.06x | 0.13x | 0.10x | 0.38x | 0.11x | 0.16x |
YoY = year-over-year change. Source: FMP..