UMB Financial Corporation (UMBF) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for UMB Financial Corporation, with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 12.43x | 12.47x | 11.58x | 9.35x | 14.51x | 11.59x |
| P/B Ratio | 1.14x | 1.59x | 1.31x | 1.51x | 1.63x | 1.10x |
| P/S Ratio | 1.97x | 2.09x | 1.81x | 2.55x | 4.12x | 2.56x |
| Profitability | ||||||
| Gross Margin | 54.4% | 53.3% | 57.2% | 83.5% | 94.7% | 84.0% |
| Operating Margin | 20.3% | 20.5% | 18.8% | 33.6% | 34.5% | 26.2% |
| Net Margin | 15.8% | 16.7% | 15.6% | 27.3% | 28.4% | 22.1% |
| EBITDA Margin | 23.9% | 22.5% | 21.4% | 37.0% | 39.0% | 31.0% |
| Liquidity | ||||||
| Current Ratio | 0.01x | 0.36x | 0.34x | 0.26x | 0.55x | 0.44x |
| Quick Ratio | 0.01x | 0.36x | 0.34x | 0.26x | 0.55x | 0.44x |
| Leverage | ||||||
| Debt/Equity | 0.49x | 0.86x | 1.13x | 0.98x | 1.12x | 0.86x |
YoY = year-over-year change. Source: FMP..