Virginia National Bankshares Corporation (VABK) — Financial statements
Income statement, balance sheet, and cash flow for Virginia National Bankshares Corporation — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 83↑0.9% | 83↑4.5% | 79↑13.0% | 70↑19.2% | 59 | |
| Cost of Revenue | 26↓10.6% | 29↑33.1% | 22↑561.2% | 3↓23.5% | 4 | |
| Gross Profit | 57↑7.1% | 54↓6.4% | 57↓14.0% | 67↑22.5% | 54 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 1↓93.1% | 17↑0.1% | 17↓6.5% | 18↑4.6% | 17 | |
| Selling & Marketing Expenses | 0.76↑4.2% | 0.73↓33.5% | 1↓10.3% | 1↑32.8% | 0.92 | |
| SG&A Expenses | 2↓89.0% | 17↓1.9% | 18↓6.8% | 19↑6.1% | 18 | |
| Other Expenses | 31↑104.4% | 15↓5.8% | 16↓14.6% | 19↓22.2% | 25 | |
| Operating Expenses | 33↑1.9% | 33↓3.8% | 34↓10.7% | 38↓10.3% | 43 | |
| Total Costs & Expenses | 59↓4.0% | 62↑10.6% | 56↑34.7% | 41↓11.5% | 47 | |
| Operating Results | ||||||
| Operating Income | 24↑15.2% | 21↓10.2% | 23↓18.5% | 29↑139.5% | 12 | |
| Depreciation & Amortization | 0.00↓100.0% | 4↓10.8% | 5↓6.2% | 5↑15.6% | 4 | |
| EBITDA | 24↓4.3% | 25↓10.3% | 28↓16.6% | 34↑106.1% | 16 | |
| EBIT | 24↑15.2% | 21↓10.2% | 23↓18.5% | 29↑139.5% | 12 | |
| Interest & Other Income | ||||||
| Net Interest Income | 52↑12.1% | 46↓5.5% | 49↓8.8% | 53↑18.9% | 45 | |
| Interest Income | 77↑2.3% | 75↑8.4% | 70↑23.3% | 56↑17.4% | 48 | |
| Interest Expense | 26↓12.9% | 30↑40.6% | 21↑560.2% | 3↓3.0% | 3 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 24↑15.2% | 21↓10.2% | 23↓18.5% | 29↑139.5% | 12 | |
| Income Tax Expense | 5↑22.6% | 4↓1.9% | 4↓21.5% | 5↑176.7% | 2 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 19↑13.5% | 17↓11.9% | 19↓17.8% | 23↑132.7% | 10 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 19↑13.5% | 17↓11.9% | 19↓17.8% | 23↑132.7% | 10 | |
| Bottom-Line Net Income | 19↑13.5% | 17↓11.9% | 19↓17.8% | 23↑132.7% | 10 | |
| EPS (Basic) | 3.57↑13.3% | 3.15↓12.5% | 3.60↓18.2% | 4.40↑103.7% | 2.16 | |
| EPS (Diluted) | 3.55↑12.7% | 3.15↓12.0% | 3.58↓18.3% | 4.38↑104.7% | 2.14 | |
| Weighted Average Shares | 5↑0.3% | 5↑0.3% | 5↑0.6% | 5↑0.3% | 5 | |
| Weighted Average Diluted Shares | 5↑0.5% | 5↑0.4% | 5↑0.4% | 5↑0.8% | 5 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.