Velocity Financial, Inc. (VEL) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for Velocity Financial, Inc., with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 7.28x | 9.34x | 10.61x | 9.56x | 10.69x | 7.04x |
| P/B Ratio | 1.14x | 1.24x | 1.28x | 0.82x | 0.92x | 0.57x |
| P/S Ratio | 1.07x | 1.32x | 4.21x | 1.24x | 1.72x | 0.75x |
| Profitability | ||||||
| Gross Margin | 95.3% | 43.6% | 100.0% | 36.2% | 41.7% | 36.7% |
| Operating Margin | 71.6% | 20.0% | 58.3% | 17.9% | 21.9% | 13.9% |
| Net Margin | 14.7% | 14.2% | 39.7% | 13.0% | 16.1% | 10.7% |
| EBITDA Margin | 71.6% | 20.4% | 0.0% | 18.8% | 23.3% | 15.4% |
| Liquidity | ||||||
| Current Ratio | 0.63x | 0.43x | 0.36x | 0.34x | 0.00x | 0.73x |
| Quick Ratio | 0.63x | 0.43x | 0.36x | 0.34x | 0.00x | 0.73x |
| Leverage | ||||||
| Debt/Equity | 9.72x | 9.40x | 8.86x | 8.70x | 6.96x | 7.88x |
YoY = year-over-year change. Source: FMP..