Western New England Bancorp, Inc. (WNEB) — Financial statements
Income statement, balance sheet, and cash flow for Western New England Bancorp, Inc. — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 130↑5.8% | 123↑9.6% | 112↑12.9% | 99↑7.4% | 92 | |
| Cost of Revenue | 49↓0.0% | 49↑44.8% | 34↑360.8% | 7↑28.7% | 6 | |
| Gross Profit | 80↑9.7% | 73↓5.8% | 78↓15.2% | 92↑6.0% | 87 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 28↓16.8% | 34↑1.8% | 34↓0.6% | 34↑1.7% | 33 | |
| Selling & Marketing Expenses | 2↑30.3% | 1↓15.1% | 1↑6.2% | 1↑9.0% | 1 | |
| SG&A Expenses | 30↓15.1% | 35↑1.1% | 35↓0.3% | 35↑2.0% | 34 | |
| Other Expenses | 31↑35.1% | 23↓1.3% | 23↑5.6% | 22↑7.9% | 20 | |
| Operating Expenses | 61↑4.7% | 58↑0.1% | 58↑2.0% | 57↑4.2% | 55 | |
| Total Costs & Expenses | 111↑2.5% | 108↑16.6% | 92↑43.0% | 65↑6.5% | 61 | |
| Operating Results | ||||||
| Operating Income | 19↑29.0% | 15↓23.6% | 20↓43.4% | 35↑9.2% | 32 | |
| Depreciation & Amortization | 2↓27.5% | 3↑0.4% | 3↓3.5% | 3↓0.3% | 3 | |
| EBITDA | 21↑20.7% | 18↓20.8% | 22↓40.6% | 37↑8.4% | 34 | |
| EBIT | 19↑29.1% | 15↓23.6% | 20↓43.4% | 35↑9.2% | 32 | |
| Interest & Other Income | ||||||
| Net Interest Income | 70↑17.2% | 60↓11.9% | 68↓14.3% | 79↑8.3% | 73 | |
| Interest Income | 119↑8.0% | 110↑8.6% | 101↑17.7% | 86↑7.6% | 80 | |
| Interest Expense | 49↓3.0% | 50↑50.6% | 33↑396.0% | 7↑0.4% | 7 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 0.49↑8183.3% | -0.01 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 20↑32.3% | 15↓23.6% | 20↓43.4% | 35↑9.2% | 32 | |
| Income Tax Expense | 5↑37.4% | 3↓27.1% | 5↓48.3% | 9↑8.9% | 8 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 15↑30.9% | 12↓22.6% | 15↓41.8% | 26↑9.2% | 24 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 15↑30.9% | 12↓22.6% | 15↓41.8% | 26↑9.2% | 24 | |
| Bottom-Line Net Income | 15↑30.9% | 12↓22.6% | 15↓41.8% | 26↑9.2% | 24 | |
| EPS (Basic) | 0.76↑35.7% | 0.56↓20.0% | 0.70↓40.7% | 1.18↑15.7% | 1.02 | |
| EPS (Diluted) | 0.75↑33.9% | 0.56↓20.0% | 0.70↓40.7% | 1.18↑15.7% | 1.02 | |
| Weighted Average Shares | 20↓4.0% | 21↓3.0% | 22↓1.6% | 22↓5.8% | 23 | |
| Weighted Average Diluted Shares | 20↓3.9% | 21↓2.7% | 22↓1.5% | 22↓5.8% | 23 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.