World Acceptance Corporation (WRLD) — Financial statements
Income statement, balance sheet, and cash flow for World Acceptance Corporation — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2026 | 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 586↑3.7% | 565↓1.5% | 573↓7.0% | 617↑5.4% | 585 | |
| Cost of Revenue | 0.00↓100.0% | 169↓17.5% | 205↓33.8% | 310↑41.1% | 220 | |
| Gross Profit | 586↑48.1% | 396↑7.5% | 368↑20.0% | 307↓16.1% | 366 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 302↑69.8% | 178↓13.2% | 205↓5.6% | 217↓3.5% | 225 | |
| Selling & Marketing Expenses | 11↑3.5% | 10↑2.9% | 10↑62.9% | 6↓66.7% | 18 | |
| SG&A Expenses | 0.00↓100.0% | 188↓12.4% | 215↓3.7% | 223↓8.2% | 243 | |
| Other Expenses | 490↑898.1% | 49↓9.0% | 54↓4.6% | 57↓0.9% | 57 | |
| Operating Expenses | 490↑106.8% | 237↓11.7% | 269↓3.9% | 279↓6.8% | 300 | |
| Total Costs & Expenses | 490↑20.7% | 406↓14.2% | 474↓19.6% | 589↑13.4% | 520 | |
| Operating Results | ||||||
| Operating Income | 95↓39.9% | 159↑59.4% | 99↑266.2% | 27↓58.6% | 66 | |
| Depreciation & Amortization | 0.00↓100.0% | 10↓6.9% | 11↓0.2% | 11↓6.5% | 12 | |
| EBITDA | 95↓42.3% | 165↑49.6% | 110↑189.8% | 38↓50.7% | 77 | |
| EBIT | 95↓38.4% | 155↑55.6% | 99↑266.2% | 27↓58.6% | 66 | |
| Interest & Other Income | ||||||
| Net Interest Income | 435↑3.1% | 422↑0.5% | 420↓8.2% | 458↑1.2% | 452 | |
| Interest Income | 485↑4.2% | 465↓0.7% | 469↓7.8% | 508↑4.7% | 486 | |
| Interest Expense | 49↑15.8% | 43↓11.4% | 48↓4.4% | 50↑51.0% | 33 | |
| Non-Operating Income | 0.00↓100.0% | 4 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | -49↓6.4% | -46 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 46↓59.1% | 112↑12.7% | 99↑266.2% | 27↓58.6% | 66 | |
| Income Tax Expense | 11↓51.4% | 22↑0.8% | 22↑273.1% | 6↓49.3% | 12 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 35↓61.0% | 90↑16.0% | 77↑264.3% | 21↓60.6% | 54 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 35↓61.0% | 90↑16.0% | 77↑264.3% | 21↓60.6% | 54 | |
| Bottom-Line Net Income | 35↓61.0% | 90↑16.0% | 77↑264.3% | 21↓60.6% | 54 | |
| EPS (Basic) | 6.97↓57.9% | 16.54↑23.0% | 13.45↑264.5% | 3.69↓58.4% | 8.88 | |
| EPS (Diluted) | 6.97↓57.2% | 16.30↑23.6% | 13.19↑266.4% | 3.60↓57.5% | 8.47 | |
| Weighted Average Shares | 5↓8.7% | 6↓4.2% | 6↑0.0% | 6↓5.3% | 6 | |
| Weighted Average Diluted Shares | 5↓8.7% | 6↓6.1% | 6↓0.6% | 6↓7.3% | 6 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.