XP Inc. (XP) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for XP Inc., with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 9.33x | 7.78x | 17.95x | 12.14x | 23.98x | 54.34x |
| P/B Ratio | 2.01x | 2.01x | 3.54x | 2.64x | 6.21x | 10.44x |
| P/S Ratio | 2.59x | 2.03x | 4.65x | 3.17x | 6.90x | 13.23x |
| Profitability | ||||||
| Gross Margin | 67.4% | 67.7% | 67.4% | 68.7% | 68.8% | 65.6% |
| Operating Margin | 32.4% | 33.2% | 30.7% | 28.6% | 32.0% | 30.1% |
| Net Margin | 27.8% | 26.1% | 25.9% | 26.1% | 28.8% | 24.3% |
| EBITDA Margin | 34.3% | 34.8% | 31.9% | 29.6% | 33.5% | 30.7% |
| Liquidity | ||||||
| Current Ratio | 0.56x | 0.81x | 0.96x | 0.72x | 0.83x | 0.57x |
| Quick Ratio | 0.56x | 0.81x | 0.96x | 0.72x | 0.83x | 0.57x |
| Leverage | ||||||
| Debt/Equity | 3.62x | 5.74x | 3.53x | 2.09x | 1.96x | 2.95x |
YoY = year-over-year change. Source: FMP..