Ameris Bancorp (ABCB) — Financial statements
Income statement, balance sheet, and cash flow for Ameris Bancorp — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 1,666↑2.0% | 1,633↑9.7% | 1,488↑30.4% | 1,141↑9.9% | 1,039 | |
| Cost of Revenue | 528↓10.2% | 588↓0.0% | 588↑257.4% | 165↑1224.9% | 12 | |
| Gross Profit | 1,138↑8.9% | 1,045↑16.1% | 900↓7.9% | 977↓4.8% | 1,026 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 394↑8.4% | 363↑4.6% | 347↑5.9% | 328↓4.5% | 343 | |
| Selling & Marketing Expenses | 0.00↓100.0% | 13↑8.4% | 12↓3.3% | 12↑42.7% | 8 | |
| SG&A Expenses | 394↑4.8% | 376↑4.8% | 359↑5.6% | 340↓3.4% | 352 | |
| Other Expenses | 210↑8.7% | 193↑5.0% | 184↑0.1% | 184↑3.2% | 178 | |
| Operating Expenses | 604↑6.1% | 569↑4.8% | 543↑3.7% | 524↓1.2% | 530 | |
| Total Costs & Expenses | 1,132↓2.2% | 1,157↑2.3% | 1,131↑64.3% | 688↑26.9% | 543 | |
| Operating Results | ||||||
| Operating Income | 534↑12.2% | 476↑33.3% | 357↓21.2% | 453↓8.7% | 496 | |
| Depreciation & Amortization | 0.00↓100.0% | 47↑1.7% | 46↓14.3% | 54↑11.9% | 48 | |
| EBITDA | 534↑2.1% | 523↑29.7% | 403↓20.5% | 507↓6.9% | 544 | |
| EBIT | 534↑12.2% | 476↑33.3% | 357↓21.2% | 453↓8.7% | 496 | |
| Interest & Other Income | ||||||
| Net Interest Income | 937↑10.3% | 849↑1.7% | 835↑4.2% | 801↑22.2% | 655 | |
| Interest Income | 1,395↑1.2% | 1,378↑7.6% | 1,280↑43.2% | 894↑27.1% | 703 | |
| Interest Expense | 458↓13.5% | 529↑18.8% | 445↑379.6% | 93↑94.3% | 48 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 534↑12.2% | 476↑33.3% | 357↓21.2% | 453↓8.7% | 496 | |
| Income Tax Expense | 122↑3.8% | 117↑33.4% | 88↓17.6% | 107↓10.6% | 119 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 412↑14.9% | 359↑33.3% | 269↓22.3% | 347↓8.1% | 377 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 412↑14.9% | 359↑33.3% | 269↓22.3% | 347↓8.1% | 377 | |
| Bottom-Line Net Income | 412↑14.9% | 359↑33.3% | 269↓22.3% | 347↓8.1% | 377 | |
| EPS (Basic) | 6.02↑15.5% | 5.21↑33.6% | 3.90↓22.2% | 5.01↓7.7% | 5.43 | |
| EPS (Diluted) | 6.00↑15.6% | 5.19↑33.4% | 3.89↓22.0% | 4.99↓7.6% | 5.40 | |
| Weighted Average Shares | 68↓0.5% | 69↓0.2% | 69↓0.3% | 69↓0.3% | 69 | |
| Weighted Average Diluted Shares | 69↓0.6% | 69↓0.0% | 69↓0.5% | 69↓0.5% | 70 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.