Ameris Bancorp (ABCB) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for Ameris Bancorp, with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 12.33x | 12.00x | 13.60x | 9.41x | 9.15x | 10.06x |
| P/B Ratio | 1.25x | 1.15x | 1.07x | 1.02x | 1.16x | 1.00x |
| P/S Ratio | 3.05x | 2.64x | 2.46x | 2.86x | 3.32x | 2.30x |
| Profitability | ||||||
| Gross Margin | 68.3% | 64.0% | 60.5% | 85.6% | 98.8% | 79.6% |
| Operating Margin | 32.0% | 29.1% | 24.0% | 39.7% | 47.8% | 29.7% |
| Net Margin | 24.7% | 22.0% | 18.1% | 30.4% | 36.3% | 22.8% |
| EBITDA Margin | 32.0% | 32.0% | 27.1% | 44.4% | 52.4% | 34.5% |
| Liquidity | ||||||
| Current Ratio | 0.62x | 0.13x | 0.12x | 0.13x | 0.24x | 0.18x |
| Quick Ratio | 0.62x | 0.13x | 0.12x | 0.13x | 0.24x | 0.18x |
| Leverage | ||||||
| Debt/Equity | 0.18x | 0.11x | 0.19x | 0.63x | 0.29x | 0.21x |
YoY = year-over-year change. Source: FMP..