German American Bancorp, Inc. (GABC) — Financial statements
Income statement, balance sheet, and cash flow for German American Bancorp, Inc. — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 487↑54.5% | 315↓0.5% | 317↑14.0% | 278↑21.0% | 230 | |
| Cost of Revenue | 145↑40.8% | 103↑50.1% | 69↑178.5% | 25↑709.8% | 3 | |
| Gross Profit | 342↑61.2% | 212↓14.5% | 248↓2.1% | 253↑11.7% | 227 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 127↑49.6% | 85↓1.1% | 86↑0.1% | 86↑22.9% | 70 | |
| Selling & Marketing Expenses | 0.00↓100.0% | 4↓18.9% | 5↑10.0% | 4↑5.2% | 4 | |
| SG&A Expenses | 127↑43.0% | 89↓2.0% | 91↑0.6% | 90↑21.9% | 74 | |
| Other Expenses | 75↑293.5% | 19↓64.6% | 54↓16.0% | 64↑28.0% | 50 | |
| Operating Expenses | 202↑86.9% | 108↓25.2% | 144↓6.3% | 154↑24.3% | 124 | |
| Total Costs & Expenses | 347↑64.4% | 211↓0.9% | 213↑19.2% | 179↑40.8% | 127 | |
| Operating Results | ||||||
| Operating Income | 140↑34.6% | 104↑0.4% | 104↑4.5% | 99↓3.5% | 103 | |
| Depreciation & Amortization | 0.00↓100.0% | 9↓3.0% | 10↓5.5% | 10↑15.3% | 9 | |
| EBITDA | 140↑23.5% | 113↑0.3% | 113↑3.4% | 109↓2.0% | 112 | |
| EBIT | 140↑34.6% | 104↑0.4% | 104↑4.5% | 99↓3.5% | 103 | |
| Interest & Other Income | ||||||
| Net Interest Income | 294↑54.3% | 191↑0.1% | 190↓5.1% | 201↑24.7% | 161 | |
| Interest Income | 420↑44.3% | 291↑13.4% | 257↑17.2% | 219↑28.5% | 170 | |
| Interest Expense | 126↑25.4% | 100↑51.7% | 66↑261.0% | 18↑92.1% | 10 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 140↑34.6% | 104↑0.4% | 104↑4.5% | 99↓3.5% | 103 | |
| Income Tax Expense | 27↑35.2% | 20↑14.2% | 18↑2.4% | 17↓7.0% | 19 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 113↑34.4% | 84↓2.4% | 86↑5.0% | 82↓2.7% | 84 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 113↑34.4% | 84↓2.4% | 86↑5.0% | 82↓2.7% | 84 | |
| Bottom-Line Net Income | 113↑34.4% | 84↓2.4% | 86↑5.0% | 82↓2.7% | 84 | |
| EPS (Basic) | 3.06↑8.1% | 2.83↓2.7% | 2.91↑4.7% | 2.78↓12.3% | 3.17 | |
| EPS (Diluted) | 3.06↑8.1% | 2.83↓2.7% | 2.91↑4.7% | 2.78↓12.3% | 3.17 | |
| Weighted Average Shares | 37↑24.1% | 30↑0.3% | 30↑0.3% | 29↑11.0% | 27 | |
| Weighted Average Diluted Shares | 37↑24.1% | 30↑0.3% | 30↑0.3% | 29↑11.0% | 27 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.