German American Bancorp, Inc. (GABC) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for German American Bancorp, Inc., with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 12.80x | 14.23x | 11.15x | 13.43x | 12.29x | 14.12x |
| P/B Ratio | 1.24x | 1.67x | 1.44x | 1.97x | 1.55x | 1.41x |
| P/S Ratio | 2.96x | 3.78x | 3.02x | 3.95x | 4.50x | 3.84x |
| Profitability | ||||||
| Gross Margin | 70.2% | 67.3% | 78.3% | 91.1% | 98.7% | 84.0% |
| Operating Margin | 28.7% | 33.0% | 32.7% | 35.7% | 44.7% | 32.8% |
| Net Margin | 23.1% | 26.6% | 27.1% | 29.4% | 36.6% | 27.2% |
| EBITDA Margin | 28.7% | 35.9% | 35.7% | 39.3% | 48.5% | 36.9% |
| Liquidity | ||||||
| Current Ratio | 0.18x | 0.21x | 0.32x | 0.36x | 0.41x | 0.31x |
| Quick Ratio | 0.18x | 0.21x | 0.32x | 0.36x | 0.41x | 0.31x |
| Leverage | ||||||
| Debt/Equity | 0.16x | 0.29x | 0.29x | 0.36x | 0.23x | 0.31x |
YoY = year-over-year change. Source: FMP..