Horace Mann Educators Corporation (HMN) — Financial statements
Income statement, balance sheet, and cash flow for Horace Mann Educators Corporation — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 1,625↑4.8% | 1,550↑8.2% | 1,433↑6.8% | 1,341↑7.3% | 1,250 | |
| Cost of Revenue | 1,053↓1.8% | 1,072↓0.4% | 1,076↑6.7% | 1,009↑19.9% | 841 | |
| Gross Profit | 572↑19.6% | 478↑34.1% | 357↑7.3% | 333↓18.7% | 409 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Selling & Marketing Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| SG&A Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Expenses | 371↑6.0% | 350↑15.3% | 304↓4.0% | 316↑58.9% | 199 | |
| Operating Expenses | 371↑6.0% | 350↑15.3% | 304↓4.0% | 316↑58.9% | 199 | |
| Total Costs & Expenses | 1,424↑0.1% | 1,422↑3.1% | 1,380↑4.1% | 1,325↑27.3% | 1,040 | |
| Operating Results | ||||||
| Operating Income | 201↑56.5% | 129↑141.3% | 53↑223.0% | 17↓92.1% | 210 | |
| Depreciation & Amortization | 27↑2.7% | 26↑0.8% | 26↓5.1% | 28↑50.0% | 18 | |
| EBITDA | 265↑39.6% | 190↑73.6% | 109↑72.0% | 64↓73.8% | 242 | |
| EBIT | 238↑45.6% | 163↑96.6% | 83↑131.2% | 36↓84.0% | 224 | |
| Interest & Other Income | ||||||
| Net Interest Income | -36↓5.2% | -35↓16.5% | -30↓53.1% | -19↓39.6% | -14 | |
| Interest Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Interest Expense | 36↑5.2% | 35↑16.5% | 30↑53.1% | 19↑39.6% | 14 | |
| Non-Operating Income | -36↓5.2% | -35↓16.5% | -30↓53.1% | -19↓39.6% | -14 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 201↑56.5% | 129↑141.3% | 53↑223.0% | 17↓92.1% | 210 | |
| Income Tax Expense | 39↑51.6% | 26↑210.8% | 8↑351.5% | -3↓108.3% | 40 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 162↑57.7% | 103↑128.4% | 45↑127.3% | 20↓88.4% | 170 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 162↑57.7% | 103↑128.4% | 45↑127.3% | 20↓88.4% | 170 | |
| Bottom-Line Net Income | 162↑57.7% | 103↑128.4% | 45↑127.3% | 20↓88.4% | 170 | |
| EPS (Basic) | 3.93↑57.8% | 2.49↑128.4% | 1.09↑127.1% | 0.48↓86.1% | 3.45 | |
| EPS (Diluted) | 3.90↑57.3% | 2.48↑127.5% | 1.09↑131.9% | 0.47↓86.1% | 3.39 | |
| Weighted Average Shares | 42↑0.6% | 41↑0.0% | 41↓0.7% | 42↑0.5% | 41 | |
| Weighted Average Diluted Shares | 42↑0.2% | 42↑0.2% | 41↓1.0% | 42↓0.9% | 42 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.