Horace Mann Educators Corporation (HMN) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for Horace Mann Educators Corporation, with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 11.84x | 15.76x | 30.01x | 78.51x | 9.40x | 13.06x |
| P/B Ratio | 1.29x | 1.26x | 1.15x | 1.42x | 0.89x | 0.97x |
| P/S Ratio | 1.18x | 1.05x | 0.94x | 1.16x | 1.28x | 1.35x |
| Profitability | ||||||
| Gross Margin | 35.2% | 30.9% | 24.9% | 24.8% | 32.7% | 32.3% |
| Operating Margin | 12.4% | 8.3% | 3.7% | 1.2% | 16.8% | 12.4% |
| Net Margin | 10.0% | 6.6% | 3.1% | 1.5% | 13.6% | 10.3% |
| EBITDA Margin | 16.3% | 12.2% | 7.6% | 4.7% | 19.4% | 15.4% |
| Liquidity | ||||||
| Current Ratio | 0.00x | 0.00x | 0.00x | 0.00x | 27.00x | 0.00x |
| Quick Ratio | 0.00x | 0.00x | 0.00x | 0.00x | 27.00x | 0.00x |
| Leverage | ||||||
| Debt/Equity | 0.40x | 0.42x | 0.46x | 0.45x | 0.28x | 0.24x |
YoY = year-over-year change. Source: FMP..