Orange County Bancorp, Inc. (OBT) — Financial statements
Income statement, balance sheet, and cash flow for Orange County Bancorp, Inc. — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 158↑10.5% | 143↑9.2% | 131↑36.5% | 96↑26.3% | 76 | |
| Cost of Revenue | 39↓10.4% | 43↑15.9% | 37↑138.0% | 16↑144.7% | 6 | |
| Gross Profit | 119↑19.6% | 100↑6.5% | 94↑16.8% | 80↑15.4% | 70 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 43↑11.3% | 39↑10.7% | 35↑14.5% | 31↑21.4% | 25 | |
| Selling & Marketing Expenses | 0.00↓100.0% | 2↓4.9% | 2↑3.5% | 2↑31.2% | 1 | |
| SG&A Expenses | 43↑6.9% | 40↑10.0% | 37↑13.9% | 32↑21.9% | 26 | |
| Other Expenses | 25↑0.0% | 25↑23.9% | 20↑11.8% | 18↑8.3% | 16 | |
| Operating Expenses | 68↑4.3% | 65↑14.9% | 57↑13.2% | 50↑16.7% | 43 | |
| Total Costs & Expenses | 107↓1.6% | 108↑15.3% | 94↑42.9% | 66↑33.3% | 49 | |
| Operating Results | ||||||
| Operating Income | 52↑48.1% | 35↓6.3% | 37↑22.7% | 30↑13.5% | 27 | |
| Depreciation & Amortization | 2↓20.7% | 2↓1.0% | 2↑16.1% | 2↑2.0% | 2 | |
| EBITDA | 53↑44.4% | 37↓6.0% | 39↑22.3% | 32↑12.8% | 28 | |
| EBIT | 52↑48.1% | 35↓6.3% | 37↑22.7% | 30↑13.5% | 27 | |
| Interest & Other Income | ||||||
| Net Interest Income | 104↑13.4% | 92↑3.8% | 88↑13.2% | 78↑29.2% | 60 | |
| Interest Income | 135↑6.1% | 127↑8.0% | 118↑39.8% | 84↑30.7% | 64 | |
| Interest Expense | 31↓12.8% | 35↑20.7% | 29↑378.9% | 6↑54.6% | 4 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 52↑48.1% | 35↓6.3% | 37↑22.7% | 30↑13.5% | 27 | |
| Income Tax Expense | 10↑43.4% | 7↓9.6% | 8↑29.7% | 6↑9.7% | 5 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 42↑49.2% | 28↓5.4% | 29↑21.0% | 24↑14.5% | 21 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 42↑49.2% | 28↓5.4% | 29↑21.0% | 24↑14.5% | 21 | |
| Bottom-Line Net Income | 42↑49.2% | 28↓5.4% | 29↑21.0% | 24↑14.5% | 21 | |
| EPS (Basic) | 3.33↑34.8% | 2.47↓5.7% | 2.62↑20.7% | 2.17↑1.4% | 2.14 | |
| EPS (Diluted) | 3.33↑34.8% | 2.47↓5.7% | 2.62↑20.7% | 2.17↑1.4% | 2.14 | |
| Weighted Average Shares | 13↑10.7% | 11↑0.4% | 11↑0.1% | 11↑13.1% | 10 | |
| Weighted Average Diluted Shares | 13↑10.7% | 11↑0.4% | 11↑0.1% | 11↑13.1% | 10 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.