Orange County Bancorp, Inc. (OBT) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for Orange County Bancorp, Inc., with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 8.58x | 11.27x | 11.50x | 10.75x | 9.38x | 10.52x |
| P/B Ratio | 1.26x | 1.69x | 2.05x | 1.90x | 1.09x | 0.91x |
| P/S Ratio | 2.26x | 2.20x | 2.59x | 2.73x | 2.63x | 1.91x |
| Profitability | ||||||
| Gross Margin | 75.5% | 69.8% | 71.6% | 83.7% | 91.6% | 84.3% |
| Operating Margin | 32.6% | 24.3% | 28.3% | 31.5% | 35.1% | 22.5% |
| Net Margin | 26.3% | 19.5% | 22.5% | 25.4% | 28.0% | 18.1% |
| EBITDA Margin | 33.6% | 25.7% | 29.8% | 33.3% | 37.3% | 25.0% |
| Liquidity | ||||||
| Current Ratio | 0.16x | 0.27x | 0.28x | 0.29x | 0.40x | 0.30x |
| Quick Ratio | 0.16x | 0.27x | 0.28x | 0.29x | 0.40x | 0.30x |
| Leverage | ||||||
| Debt/Equity | 0.12x | 0.77x | 1.54x | 1.09x | 0.12x | 0.16x |
YoY = year-over-year change. Source: FMP..