OptimumBank Holdings, Inc. (OPHC) — Financial statements
Income statement, balance sheet, and cash flow for OptimumBank Holdings, Inc. — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 71↑10.7% | 64↑63.8% | 39↑71.8% | 23↑93.2% | 12 | |
| Cost of Revenue | 24↓12.4% | 27↑68.6% | 16↑114.5% | 8↑248.1% | 2 | |
| Gross Profit | 47↑27.6% | 37↑60.4% | 23↑50.8% | 15↑58.6% | 10 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 1↓89.8% | 11↑34.4% | 8↑51.6% | 5↑45.4% | 4 | |
| Selling & Marketing Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| SG&A Expenses | 1↓89.8% | 11↑34.4% | 8↑51.6% | 5↑45.4% | 4 | |
| Other Expenses | 24↑187.5% | 8↑30.6% | 6↑42.6% | 4↑57.6% | 3 | |
| Operating Expenses | 25↑29.3% | 19↑32.7% | 15↑47.5% | 10↑50.7% | 7 | |
| Total Costs & Expenses | 49↑5.0% | 47↑51.5% | 31↑76.4% | 17↑99.3% | 9 | |
| Operating Results | ||||||
| Operating Income | 22↑25.8% | 18↑108.5% | 8↑56.8% | 5↑75.7% | 3 | |
| Depreciation & Amortization | 0.88↑47.6% | 0.60↑7.0% | 0.56↓1.6% | 0.57↑88.4% | 0.30 | |
| EBITDA | 23↑26.5% | 18↑102.2% | 9↑51.3% | 6↑76.8% | 3 | |
| EBIT | 22↑25.8% | 18↑108.5% | 8↑56.8% | 5↑75.7% | 3 | |
| Interest & Other Income | ||||||
| Net Interest Income | 43↑22.8% | 35↑46.3% | 24↑49.7% | 16↑68.4% | 9 | |
| Interest Income | 64↑7.9% | 60↑66.7% | 36↑80.0% | 20↑91.4% | 10 | |
| Interest Expense | 22↓12.7% | 25↑106.7% | 12↑198.2% | 4↑310.8% | 0.99 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 22↑25.8% | 18↑108.5% | 8↑56.8% | 5↑75.7% | 3 | |
| Income Tax Expense | 6↑22.5% | 5↑107.3% | 2↑58.8% | 1↑142.4% | -3 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 17↑26.9% | 13↑108.9% | 6↑56.2% | 4↓36.1% | 6 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 17↑26.9% | 13↑108.9% | 6↑56.2% | 4↓36.1% | 6 | |
| Bottom-Line Net Income | 17↑26.9% | 13↑108.9% | 6↑56.2% | 4↓36.1% | 6 | |
| EPS (Basic) | 1.42↑2.2% | 1.39↑59.8% | 0.87↑27.9% | 0.68↓57.8% | 1.61 | |
| EPS (Diluted) | 1.36↑2.3% | 1.33↑52.9% | 0.87↑27.9% | 0.68↓57.8% | 1.61 | |
| Weighted Average Shares | 12↑24.5% | 9↑30.4% | 7↑21.6% | 6↑52.7% | 4 | |
| Weighted Average Diluted Shares | 12↑24.4% | 10↑36.3% | 7↑21.6% | 6↑52.7% | 4 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.