OptimumBank Holdings, Inc. (OPHC) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for OptimumBank Holdings, Inc., with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 3.00x | 3.42x | 4.82x | 6.05x | 2.43x | -12.65x |
| P/B Ratio | 0.41x | 0.44x | 0.43x | 0.39x | 0.40x | 0.55x |
| P/S Ratio | 0.70x | 0.70x | 0.77x | 1.07x | 1.30x | 1.41x |
| Profitability | ||||||
| Gross Margin | 66.5% | 57.7% | 58.9% | 67.1% | 81.7% | 60.9% |
| Operating Margin | 31.2% | 27.4% | 21.6% | 23.6% | 26.0% | -11.2% |
| Net Margin | 23.4% | 20.4% | 16.0% | 17.6% | 53.3% | -11.2% |
| EBITDA Margin | 32.4% | 28.4% | 23.0% | 26.1% | 28.5% | -6.5% |
| Liquidity | ||||||
| Current Ratio | 0.12x | 0.15x | 0.15x | 0.19x | 0.30x | 0.35x |
| Quick Ratio | 0.12x | 0.15x | 0.15x | 0.19x | 0.30x | 0.35x |
| Leverage | ||||||
| Debt/Equity | 0.43x | 1.00x | 1.80x | 0.35x | 0.98x | 1.46x |
YoY = year-over-year change. Source: FMP..