Pioneer Bancorp, Inc. (PBFS) — Financial statements
Income statement, balance sheet, and cash flow for Pioneer Bancorp, Inc. — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2024 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 88↓10.7% | 99↑15.9% | 85↑47.1% | 58↓3.0% | 60 | |
| Cost of Revenue | 0.00↓100.0% | 25↑346.2% | 5↑500.9% | 0.91↓85.2% | 6 | |
| Gross Profit | 88↑18.8% | 74↓6.9% | 80↑39.8% | 57↑6.5% | 54 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 12↓62.6% | 31↑7.0% | 29↑30.2% | 22↓19.3% | 28 | |
| Selling & Marketing Expenses | 0.96↑31.1% | 0.73↓11.6% | 0.83↑58.7% | 0.52↓15.9% | 0.62 | |
| SG&A Expenses | 13↓60.4% | 32↑6.5% | 30↑30.9% | 23↓19.2% | 28 | |
| Other Expenses | 43↑86.7% | 23↑4.6% | 22↑5.3% | 21↓7.7% | 22 | |
| Operating Expenses | 55↑0.9% | 55↑5.7% | 52↑18.7% | 44↓14.1% | 51 | |
| Total Costs & Expenses | 55↓30.3% | 79↑38.3% | 57↑28.6% | 45↓21.8% | 57 | |
| Operating Results | ||||||
| Operating Income | 33↑69.3% | 19↓30.3% | 28↑108.8% | 13↑401.4% | 3 | |
| Depreciation & Amortization | 0.00↓100.0% | 3↓3.8% | 3↓1.7% | 3↓4.0% | 3 | |
| EBITDA | 0.00↓100.0% | 22↓28.0% | 31↑90.0% | 16↑191.5% | 6 | |
| EBIT | 0.00↓100.0% | 19↓30.3% | 28↑108.8% | 13↑401.4% | 3 | |
| Interest & Other Income | ||||||
| Net Interest Income | 0.00↓100.0% | 67↑1.5% | 66↑54.7% | 42↑1.3% | 42 | |
| Interest Income | 0.00↓100.0% | 88↑24.3% | 71↑62.0% | 44↓0.2% | 44 | |
| Interest Expense | 0.00↓100.0% | 22↑297.0% | 5↑275.1% | 1↓30.6% | 2 | |
| Non-Operating Income | 33 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | -8 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 25↑27.9% | 19↓30.3% | 28↑108.8% | 13↑401.4% | 3 | |
| Income Tax Expense | 6↑35.5% | 4↓29.8% | 6↑93.1% | 3↑93.2% | 2 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 19↑25.8% | 15↓30.5% | 22↑113.5% | 10↑854.4% | 1 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 19↑25.8% | 15↓30.5% | 22↑113.5% | 10↑854.4% | 1 | |
| Bottom-Line Net Income | 19↑25.8% | 15↓30.5% | 22↑113.5% | 10↑854.4% | 1 | |
| EPS (Basic) | 0.77↑26.2% | 0.61↓29.9% | 0.87↑112.2% | 0.41↑853.5% | 0.04 | |
| EPS (Diluted) | 0.76↑24.6% | 0.61↓29.9% | 0.87↑112.2% | 0.41↑853.5% | 0.04 | |
| Weighted Average Shares | 25↑0.3% | 25↑0.1% | 25↑0.2% | 25↑0.3% | 25 | |
| Weighted Average Diluted Shares | 25↓0.5% | 25↑0.2% | 25↑0.2% | 25↑0.3% | 25 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.