Pioneer Bancorp, Inc. (PBFS) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for Pioneer Bancorp, Inc., with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 15.83x | 17.15x | 10.26x | 23.96x | 279.77x | 44.03x |
| P/B Ratio | 0.97x | 0.88x | 0.84x | 1.02x | 1.27x | 1.02x |
| P/S Ratio | 3.45x | 2.65x | 2.64x | 4.25x | 5.05x | 3.31x |
| Profitability | ||||||
| Gross Margin | 100.0% | 75.2% | 93.6% | 98.4% | 89.7% | 83.4% |
| Operating Margin | 37.3% | 19.7% | 32.7% | 23.0% | 4.5% | 8.7% |
| Net Margin | 21.8% | 15.5% | 25.8% | 17.7% | 1.8% | 7.5% |
| EBITDA Margin | 0.0% | 22.3% | 35.9% | 27.8% | 9.2% | 12.9% |
| Liquidity | ||||||
| Current Ratio | 0.24x | 0.27x | 0.38x | 0.51x | 0.39x | 0.18x |
| Quick Ratio | 0.24x | 0.27x | 0.38x | 0.51x | 0.39x | 0.18x |
| Leverage | ||||||
| Debt/Equity | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x |
YoY = year-over-year change. Source: FMP..