Penns Woods Bancorp, Inc. (PWOD) — Financial statements
Income statement, balance sheet, and cash flow for Penns Woods Bancorp, Inc. — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 119↑19.4% | 100↑35.8% | 74↑5.1% | 70↓6.3% | 75 | |
| Cost of Revenue | 51↑44.9% | 35↑288.1% | 9↓3.0% | 9↓45.2% | 17 | |
| Gross Profit | 68↑5.5% | 65↑0.4% | 65↑6.3% | 61↑5.2% | 58 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 2↓91.8% | 27↑5.7% | 25↑5.1% | 24↑6.2% | 23 | |
| Selling & Marketing Expenses | 0.28↓58.6% | 0.68↓0.9% | 0.69↑26.6% | 0.55↑108.8% | 0.26 | |
| SG&A Expenses | 28↑2.9% | 27↑5.5% | 26↑5.6% | 25↑7.4% | 23 | |
| Other Expenses | 18↑7.0% | 17↑0.4% | 17↑4.4% | 16↑0.9% | 16 | |
| Operating Expenses | 46↑4.5% | 44↑3.5% | 43↑5.1% | 41↑4.7% | 39 | |
| Total Costs & Expenses | 97↑22.3% | 80↑53.0% | 52↑3.6% | 50↓10.5% | 56 | |
| Operating Results | ||||||
| Operating Income | 22↑7.7% | 20↓5.9% | 22↑8.8% | 20↑6.1% | 19 | |
| Depreciation & Amortization | 4↑39.4% | 3↓18.5% | 4↓7.2% | 4↑18.1% | 3 | |
| EBITDA | 26↑11.7% | 23↓7.7% | 25↑6.2% | 24↑7.9% | 22 | |
| EBIT | 22↑7.7% | 20↓5.9% | 22↑8.8% | 20↑6.1% | 19 | |
| Interest & Other Income | ||||||
| Net Interest Income | 56↑7.2% | 53↓6.2% | 56↑15.5% | 48↑2.6% | 47 | |
| Interest Income | 107↑20.1% | 89↑41.2% | 63↑10.4% | 57↓7.3% | 62 | |
| Interest Expense | 51↑38.7% | 37↑412.5% | 7↓17.8% | 9↓39.7% | 14 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 22↑7.7% | 20↓5.9% | 22↑8.8% | 20↑6.1% | 19 | |
| Income Tax Expense | 4↑11.8% | 4↓10.8% | 4↑9.7% | 4↑9.2% | 3 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 18↑6.8% | 17↓4.7% | 17↑8.6% | 16↑5.4% | 15 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 18↑6.8% | 17↓4.7% | 17↑8.7% | 16↑5.4% | 15 | |
| Bottom-Line Net Income | 18↑6.8% | 17↓4.7% | 17↑8.7% | 16↑5.4% | 15 | |
| EPS (Basic) | 2.35↑0.4% | 2.34↓5.3% | 2.47↑8.8% | 2.27↑5.1% | 2.16 | |
| EPS (Diluted) | 2.35↑0.4% | 2.34↓5.3% | 2.47↑8.8% | 2.27↑5.1% | 2.16 | |
| Weighted Average Shares | 8↑5.9% | 7↑0.7% | 7↓0.0% | 7↑0.2% | 7 | |
| Weighted Average Diluted Shares | 8↑6.1% | 7↑0.7% | 7↓0.0% | 7↑0.2% | 7 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.