Penns Woods Bancorp, Inc. (PWOD) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for Penns Woods Bancorp, Inc., with annual and quarterly history.
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 12.91x | 9.64x | 10.79x | 10.42x | 12.05x | 15.97x |
| P/B Ratio | 1.12x | 0.84x | 1.12x | 0.97x | 1.12x | 1.62x |
| P/S Ratio | 1.92x | 1.60x | 2.55x | 2.38x | 2.45x | 3.24x |
| Profitability | ||||||
| Gross Margin | 57.3% | 64.8% | 87.7% | 86.7% | 77.2% | 75.8% |
| Operating Margin | 18.3% | 20.3% | 29.3% | 28.3% | 25.0% | 24.4% |
| Net Margin | 14.9% | 16.6% | 23.7% | 22.9% | 20.3% | 20.3% |
| EBITDA Margin | 21.8% | 23.3% | 34.2% | 33.9% | 29.4% | 28.5% |
| Liquidity | ||||||
| Current Ratio | 0.13x | 0.14x | 0.14x | 0.24x | 0.26x | 0.15x |
| Quick Ratio | 0.13x | 0.14x | 0.14x | 0.24x | 0.26x | 0.15x |
| Leverage | ||||||
| Debt/Equity | 1.46x | 2.09x | 1.54x | 0.78x | 0.99x | 1.14x |
YoY = year-over-year change. Source: FMP..