United Security Bancshares (UBFO) — Financial statements
Income statement, balance sheet, and cash flow for United Security Bancshares — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 66↑0.7% | 65↓0.7% | 66↑29.3% | 51↑24.3% | 41 | |
| Cost of Revenue | 18↑4.5% | 17↑34.7% | 13↑150.5% | 5↑19.4% | 4 | |
| Gross Profit | 48↓0.7% | 49↓9.0% | 53↑16.1% | 46↑24.9% | 37 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 19↑35.6% | 14↑5.3% | 14↑10.7% | 12↑1.5% | 12 | |
| Selling & Marketing Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| SG&A Expenses | 19↑35.6% | 14↑5.3% | 14↑10.7% | 12↑1.5% | 12 | |
| Other Expenses | 12↓12.8% | 14↑13.0% | 12↑6.0% | 12↑2.0% | 11 | |
| Operating Expenses | 32↑11.7% | 28↑9.0% | 26↑8.4% | 24↑1.8% | 24 | |
| Total Costs & Expenses | 49↑9.0% | 45↑17.3% | 38↑32.9% | 29↑4.4% | 28 | |
| Operating Results | ||||||
| Operating Income | 17↓17.8% | 20↓26.0% | 27↑24.6% | 22↑65.7% | 13 | |
| Depreciation & Amortization | 0.00↓100.0% | 2↑0.5% | 2↑9.0% | 2↑68.5% | 1 | |
| EBITDA | 17↓25.6% | 22↓24.2% | 30↑23.3% | 24↑65.9% | 14 | |
| EBIT | 17↓17.8% | 20↓26.0% | 27↑24.6% | 22↑65.7% | 13 | |
| Interest & Other Income | ||||||
| Net Interest Income | 49↑4.1% | 47↓5.0% | 49↑7.1% | 46↑29.2% | 36 | |
| Interest Income | 61↑0.1% | 61↑0.6% | 60↑22.6% | 49↑30.6% | 38 | |
| Interest Expense | 12↓13.4% | 14↑25.7% | 11↑246.0% | 3↑53.7% | 2 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 17↓17.8% | 20↓26.0% | 27↑24.6% | 22↑65.7% | 13 | |
| Income Tax Expense | 4↓20.4% | 6↓27.9% | 8↑20.5% | 6↑98.2% | 3 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 12↓16.9% | 15↓25.3% | 20↑26.2% | 16↑55.3% | 10 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 12↓16.9% | 15↓25.3% | 20↑26.2% | 16↑55.3% | 10 | |
| Bottom-Line Net Income | 12↓16.9% | 15↓25.3% | 20↑26.2% | 16↑55.3% | 10 | |
| EPS (Basic) | 0.71↓17.4% | 0.86↓25.9% | 1.16↑26.1% | 0.92↑55.9% | 0.59 | |
| EPS (Diluted) | 0.70↓18.6% | 0.86↓25.9% | 1.16↑26.1% | 0.92↑55.9% | 0.59 | |
| Weighted Average Shares | 17↑0.3% | 17↑0.4% | 17↑0.4% | 17↑0.2% | 17 | |
| Weighted Average Diluted Shares | 17↑0.3% | 17↑0.4% | 17↑0.4% | 17↑0.2% | 17 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.